Document library

Reports, opinions, papers, technical standards, guidelines, surveys, etc

Reports, documents and other publications dated before 2018 can be found in the archive.

Solvency II

Report on the use of capital add-ons during 2018

This analysis is based on 2018 year-end Solvency II data collected under Directive 2009/138/EC as reported by the undertakings and insurance groups complemented by a survey that entailed both qualitative and quantitative questions.
Consumer protection

Consumer Trends Report 2019​

Key findings: Transparency and disclosure of information to consumers has overall improved The digitalisation of the insurance sector continues showing potential for improving the consumer experience and brings new opportunities for insurers However, areas that could cause potential consumer...
Consumer protection | Cross-border

Fact Sheet - Consumer Protection Issues in Travel Insurance


Consultation concerning technical advice, implementing and regulatory technical standards for the Pan-European Personal Pension Product

Consultation on the proposed approach and considerations for EIOPA’s Technical Advice as well as Implementing and Regulatory Technical Standards for applying Regulation (EU) 2019/1238 on a Pan-European Personal Pension Product (PEPP)1 (‘the PEPP Regulation’).
Statistics | Financial stability

European Insurance Overview 2019


Consultation concerning amendments to the PRIIPs KID

The European Supervisory Authorities (ESAs) welcome comments on this consultation paper setting out proposed amendments to Commission Delegated Regulation (EU) 2017/653 of 8 March 20171 (hereinafter “PRIIPs Delegated Regulation”). The consultation package includes: The consultation pape Template...
Solvency II

Consultation Paper on the Opinion on the 2020 review of Solvency II

EIOPA welcomes comments on this consultation paper on the opinion on the 2020 review of Solvency II and on the background document on the impact assessment.
Consumer protection | Cross-border

Consumer Protection Issues in Travel Insurance

While travel insurance is mostly a ‘small-ticket’ business, it can be critical for consumers, since the impact of insufficient cover or denied claims – in particular for medical expenses while travelling – can be extensive at the individual level. Discover EIOPA's research on the topic and its key...
Solvency II

2020 Review of Solvency II - In Brief

Solvency II | Sustainability

Opinion on Sustainability within Solvency II

Cyber Risks | Financial stability

Cyber Risk for Insurers - Challenges and Opportunities

As cyber threats have become more prominent in recent years, they are increasingly considered as a top global risk for the financial sector and the economy as a whole. The increasing frequency and sophistication of cyber attacks, the fast digital transformation and the increased use of big data and...
Financial stability | Risk assessment

Risks and Vulnerabilities in the EU Financial System

The report covers the impact of a no-deal Brexit on financial activities, risks related to the low interest rate environment, as well as climate change risks.