Document library

Reports, opinions, papers, technical standards, guidelines, surveys, etc

Reports, documents and other publications dated before 2018 can be found in the archive.

EU - US relations | Cyber insurance

EU-US Insurance Dialogue Project: The cyber insurance market

EU - US relations

EU-U.S. Insurance Dialogue Project - Supervision of Intra-Group Transactions (IGTs)

Since its establishment in 2012, one of the areas of focus for the EU-U.S. Insurance Dialogue Project has been to improve the mutual understanding between the EU and the U.S. on issues relating to group supervision of multi-national insurers. In 2018, one of the areas of focus for the Project has...
EU - US relations

EU-U.S. Insurance Dialogue Project - Big Data issue paper

The Big Data working group of the EU-U.S. Project is focusing on the relationship between innovation, technology and insurance, specifically the increasing use of advanced data analytics in the insurance sector. The use of new technology and large datasets in the pricing and underwriting process...
Consumer protection | Regulation

Joint revised draft ITS on the mapping of ICAIs' credit assessments

The ESAs invite comments on all proposals put forward in this paper. Comments are most helpful if they: indicate the specific point to which a comment relates; contain a clear rationale; provide evidence to support the views expressed/rationale proposed; and describe any alternative regulatory...
Supervision

Peer Review Methodology

Innovation

Joint Committee Report on the results of the monitoring exercise on automation in financial advice

The Report shows that while the phenomenon of automation in financial advice seems to be slowly growing, the overall number of firms and customers involved is still quite limited. As the identified risks have not materialised and considering the limited growth of the phenomenon, the ESAs believe...
Cyber Risks | Financial stability

Understanding Cyber Insurance - A Structured Dialogue with Insurance Companies

The outcome of this structured dialogue with the industry provides useful insights on the functioning, growth potential, challenges and risks of cyber insurance in Europe in the context of the expected growing importance of cyber insurance in the portfolios of (re)insurers. Although based on a...
Mediation

Mediation Panel

Financial stability

Financial Stability Report June 2018

Financial stability

Potential drivers of insurers’ equity investments

As a consequence of the ongoing low-yield environment, insurers are changing their business models and looking for new investment opportunities to deliver the required return. This paper focuses on investments in equities and main drivers of their changes in insurers’ portfolios. In this respect,...
Oversight

YE2015 Market and Credit Risk Comparative Study

Organisation

Conduct of business strategy - next steps

EIOPA’s Strategy towards a comprehensive risk-based and preventive framework for conduct of business supervision.
Consumer protection | Reporting | Solvency II

Corrections and amendments of the ITS on reporting and disclosure

EIOPA welcomes comments on the consultation on the draft amendments and corrections to the Commission Implementing Regulation (EU) 2015/2450 with regard to the templates for the submission of information to the supervisory authorities and to the Commission Implementing Regulation (EU) 2015/2452,...