Document library

Reports, opinions, papers, technical standards, guidelines, surveys, etc

Reports, documents and other publications dated before 2018 can be found in the archive.

Solvency II

Report on the results of the MCRCS YE2017

Consumer protection

EIOPA's first Report on Costs and Past Performance of insurance and pension products

Consumer protection

Guidelines under the Insurance Distribution Directive on Insurance-based investment products that incorporate a structure which makes it difficult for the customer to understand the risks involved

According to Art 73 of the EIOPA Regulation referring to language arrangements, EIOPA issues its Guidelines in all EU official languages (with the exception of Irish, according to Council Regulation (EU) No 1257/2010). In case of divergence between different versions, please inform EIOPA info{at}...
Consumer protection

Preparatory Guidelines on product oversight and governance arrangements by insurance undertakings and insurance distributors

According to Art 73 of the EIOPA Regulation referring to language arrangements, EIOPA issues its Guidelines in all EU official languages (with the exception of Irish, according to Council Regulation (EU) No 1257/2010). In case of divergence between different versions, please inform EIOPA info{at}...
Regulation | Reporting | Solvency II

Call for Input on Solvency II Reporting and Disclosure Review 2020

When answering please consider the requirements under the COM Implementing Technical Standards, Guidelines on Financial Stability Reporting and Guidelines on Third Country branches when relevant. Input submitted after the deadline but before 31 March 2019 will be considered on a best effort basis.
Risk assessment | Sustainability | Financial stability

Financial Stability Report December 2018

Financial stability

Early warning system for the European insurance sector

This article proposes an Early Warning System model composed of macro-financial and company-specific indicators that could help to anticipate a potential market distress in the European insurance sector. A distress is defined as periods in which insurance companies’ equity prices crash and CDS...
Solvency II | Sustainability

Technical Advice on the integration of sustainability risks and factors under Solvency II and IDD

EIOPA welcomes comments on its draft technical advice regarding possible amendments to the delegated acts under Solvency II and IDD concerning the integration of sustainability risks and factors. Comments are most helpful if they: respond to the question stated, where applicable; contain a clear...
Statistics | Financial stability

European Insurance Overview 2018

Consumer protection | PRIIPs | Regulation

Joint amendments to the PRIIPs KID

The European Supervisory Authorities (ESAs) welcome comments on this consultation paper setting out proposed amendments to Commission Delegated Regulation (EU) 2017/653 of 8 March 20171 (hereinafter “PRIIPs Delegated Regulation”). The consultation package includes: the consultation paper template...
EU - US relations | Cyber Risks

EU-US Insurance Dialogue Project: Insurance industry cybersecurity issues paper