Stress test | Disclosure
Opinion to institutions of the European Union on individual disclosures in the context of EU-wide stress test exercises
The present Opinion calls for a consistent and disciplined communication of individual stress test results to enhance market discipline, increase stress test participants’ commitment and contribute to a level playing field among insurers and across the financial sector.
The main objective of the Opinion is to foster an effective cost supervision across the EU in order to enhance the value for money offered to members and beneficiaries, the cost efficiency of IORPs and the affordability for sponsors. The opinion is accompanied by an impact assessment and the...
Opinion on the supervision of long-term risk assessment by IORPs providing defined contribution schemes
The objective of this Opinion is to enhance supervisory convergence in the supervision of risk management by IORPs providing DC schemes, in particular with respect to operational risk assessment and long-term risk assessment from the perspective of members and beneficiaries, in order to foster the...
Opinion on the decision of the European Parliament in the discharge procedure in respect of the implementation of the budget for the financial year 2019
This Opinion provides EIOPA’s views on the decision of the European Parliament in respect of the implementation of the budget for the financial year 2019 in accordance with Article 106 of the EIOPA Financial Regulation.
Risk assessment | Supervision
The Opinion addresses the use of risk mitigation techniques and includes a set of recommendations addressed to national competent authorities (NCAs) to ensure convergent supervision. This Opinion raises awareness about the importance to have a proper balance between the risk effectively transferred...
ORSA | Sustainability
In this Opinion EIOPA sets out expectations on the supervision of the integration of climate change risk scenarios by insurers in their ORSA.
Opinion of the European Insurance and Occupational Pensions Authority on the proposed product intervention measure of Komisja Nadzoru Finansowego of Poland
ESAs’ draft Opinion to the European Commission on the Jurisdictional Scope of Application of the Securitisation Regulation
EIOPA's Opinion on the Solvency II directive is part of the process to review the directive. The measures proposed aim at keeping the regime fit for purpose by introducing a balanced update of the regulatory framework, reflecting better the economic situation and completing the missing elements...
Opinion on the decision of the European Parliament in the discharge procedure in respect of the implementation of the budget for the financial year 2018
The purpose of this Opinion is to provide EIOPA’s views on the decision of the European Parliament and on any other observations made by the European Parliament in the discharge procedure in accordance with Article 64(11) of Regulation (EU) No 1094/2010 of the European Parliament and of the Council...
Solvency II | Supervisory framework
This Opinion addresses how to ensure consistent practices in the application of the remuneration principles included in Solvency II. While the Solvency II framework provides for provisions of remuneration for sound and prudent management, the remuneration principles defined in the Delegated...
Financial stability | Oversight