Consultations and surveys

EIOPA organises written consultations in order to receive comments from all interested parties, including market participants, consumers and other end-users.

EIOPA invites interested parties to send any comments by email, within the indicated deadline, using the provided paper specific, customised template and quoting the reference of the consultation paper.

EIOPA will make all comments available on its website, except where respondents specifically request that their comments remain confidential.

EIOPA's rules on who, when and how it consults and how it responds are laid down in EIOPA's Statement of Consultation Practices.

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Call for evidence on the European Commission mandate regarding the PRIIPs Regulation

The European Supervisory Authorities (ESAs) welcome comments on this call for evidence concerning the call for advice to the Joint Committee (JC) of the ESAs regarding the PRIIPs Regulation. Please send your comments by Thursday 16 December 2021 via the survey link below.
Internal models

Study on Diversification in Internal Models - phase 2

On 5 October 2021, EIOPA launched the second phase of the study on diversification in internal models. Objectives: to gain an overview of the current approaches in the market and, on best effort basis, analyse and compare the levels of diversification, to facilitate a better understanding of...
Reporting | Supervision | Disclosure

Consultation on the amendments of supervisory reporting and public disclosure documents

After a number of years of the implementation of Solvency II and the information received by national supervisory authorities it is important to ensure that the regular supervisory reporting remains fit for purpose. The analysis over the last years lead to a number of proposals to amend the...
Solvency II | Supervision

Consultation on Supervisory Statement on supervision of run-off undertakings

The aim of the supervisory statement is to ensure that a high-quality and convergent supervision is applied to run-off undertakings or portfolios that are subject to Solvency II regulation. Acquisition of run-off portfolios and run-off undertakings by other insurance undertakings is increasing and...

Consultation on the revision of the Guidelines on Contract Boundaries

The Guidelines on contract boundaries promote a consistent application of an insurance or reinsurance contract boundary. A contract boundary specifies whether the additional cover arising from policyholders’ options is regarded as existing or future business. The new and amended guidelines provide...

Consultation on the revision of the Guidelines on Valuation of Technical Provisions

The Guidelines on valuation of technical provisions aim to increase consistency and convergence of professional practice for all types and sizes of undertakings across the EU Member States and to support undertakings in calculating their technical provisions under Solvency II. In the new and...

Consultation on technical advice on the development of pension dashboards and the collection of pensions data

The consultation paper on pensions dashboards sets out proposals for the development of pension dashboards, which will support the EU and the Member States in monitoring the adequacy and sustainability of pension systems. EIOPA invites stakeholders to provide feedback to this consultation paper by...

Consultation on technical advice on pension tracking services

In this consultation paper EIOPA presents the development of best practices for the setting up a national pension tracking tool, an online application that will provide citizens with an overview of their future retirement income, based on their entitlements from all pension schemes in which they...
Stress test

Discussion paper on the Methodological Framework for Stress-Testing IORPs

The methodological framework for stress-testing IORPs sets out theoretical and practical rules, guidance and possible approaches to support future IORP stress test exercises. This conceptual approach is expected to make IORP stress test exercises more efficient, in particular for the IORPs to carry...
Risk-free rate | Solvency II

Consultation on the proposal for IBOR transitions

EIOPA welcomes comments on the consultation on Interbank Offered Rates (IBOR) transitions. EIOPA seeks to adopt a common approach for all currencies on the transition to the new rates in order to continue producing consistent RFR term structures. EIOPA will consider the feedback received and will...
Risk-free rate | Solvency II

Information request from national supervisory authorities on the impact of IBOR transitions

The information request on Interbank Offered Rates (IBOR) transitions is part of EIOPA’s work to incorporate the new OIS reference rates in the risk-free rate production. Insurance and reinsurance undertakings from the European Economic Area and subject to Solvency II are requested to provide...

Discussion paper on blockchain and smart contracts in insurance

The aim of the paper is to provide a high-level overview of risks and benefits of blockchain and smart contracts in insurance from a supervisory perspective as well as to gather feedback from stakeholders. The feedback is welcome to all parts of discussion paper covering blockchain, smart contract...
Risk assessment | IORP

Consultation on draft Opinion on the supervision of long-term risk assessment by IORPs providing DC schemes

EIOPA welcomes comments on the draft Opinion on the supervision of long-term risk assessment by IORPs providing DC schemes. The Opinion aims at enhancing supervisory convergence in the supervision of risk management by IORPs providing DC schemes. The Opinion is provided to the competent authorities...

Consultation on draft Opinion on the supervisory reporting of costs and charges of IORPs

EIOPA welcomes comments on the draft Opinion on the supervisory reporting of costs and charges of Institutions for Occupational Retirement Provision (IORPs). The Opinion aims at enhancing supervisory convergence in the supervision of IORPs. The Opinion is provided to the competent authorities as...
Consumer protection

Consultation on framework to address value for money risk in the European unit-linked market

This consultation is a response to EIOPA’s repeatedly highlighted concerns that, while unit-linked products can and often do offer important benefits for policyholders, costs for some unit-linked products continue to remain too high. Existing concerns have been heightened by the COVID-19 crisis...

Consultation on the proposal for revised Guidelines on the use of Legal Entity Identifier (LEI)

This Consultation Paper presents the draft revised Guidelines and background explanatory text. For ease of reference the existing LEI Guidelines are also included in Annex III. The analysis of the expected impact from the proposed policy is covered under Annex I (Impact Assessment). EIOPA will...

Survey on potential offering of the Pan-European Personal Pension Product (PEPP)

The aim of this survey is to understand the potential take-up by eligible PEPP providers, for example asset managers, insurance undertakings, banks and institutions for occupational retirement provision. The information gathered shall bring important insights to the European supervisory community...
Reporting | Sustainability | Disclosure

Joint consultation on taxonomy-related sustainability disclosures

The joint consultation launched by the three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) is seeking input on draft Regulatory Technical Standards (RTS) regarding disclosures of financial products investing in economic activities that contribute to an environmental investment...
Internal models

Non-Life Underwriting Risk Comparative Study in Internal Models

On 1 March 2021, EIOPA launched a European wide comparative study on non-life underwriting risk in internal models. Objectives and Priorities: Fair view: The Non-Life Underwriting Risk Comparative Study 2020 (NLCS 2020) aims for a fair evaluation of non-life underwriting risk within internal models...
Solvency II

Draft implementing technical standards amending Implementing Regulation (EU) 2016/1800 on the allocation of credit assessments of external credit assessment institutions to an objective scale of credit quality steps

Public consultation to amend the Implementing Regulations on the mapping of credit assessments of External Credit Assessment Institutions (ECAIs) for credit risk to reflect the outcomes of a monitoring exercise on the adequacy of existing mappings. The Implementing Regulations are part of the EU...