Reports, documents and other publications dated before 2018 can be found in the archive.
Document library
Reports, opinions, papers, technical standards, guidelines, surveys, etc

Supervision | Supervisory framework
Supervisory Convergence Plan for 2023
In line with EIOPA’s mandate to build a common supervisory culture and consistent supervisory practices in the European Union, the Supervisory Convergence Plan identifies EIOPA’s three main priorities to enhance supervisory convergence over the course of 2023: the implementation of the common...
Organisation
ESAs' consultation on Guidelines on the system for the exchange of information relevant to fit and proper assessments form
The three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) are inviting stakeholders to respond to the consultation paper on draft joint Guidelines on the system for the exchange of information when assessing the fitness and propriety requirements. These Guidelines aim to increase the...
Reporting | Sustainability
Letter to the European Commission on EFRAG’s Technical Advice on European Sustainability Reporting Standards
Reporting | Sustainability
EIOPA's Opinion to the European Commission on EFRAG's technical advice on ESRS
EIOPA's Opinion focuses on assessing whether the European Sustainability Reporting Standards (ESRS) developed by the European Financial Reporting Advisory Group (EFRAG) promote disclosure of material sustainability information of high quality, are consistent and interoperable with other EU...
Consumer protection
Consumer Trends Report 2022
The Consumer Trends Report 2022 focuses on the financial health of consumers and small businesses through their use of insurance and pension savings products. The findings of the report are underpinned by the results of a flash Eurobarometer survey commissioned by EIOPA and other relevant sources...
Consumer protection
Costs and past performance report 2023
EIOPA's Costs and Past Performance Report provides an overview of the (past) performance and costs of EU retail investment products within EIOPA’s remit. The coverage period goes from 2017 to year end 2021 for past performance and 2021 for costs.
Financial literacy and education
ESAs Thematic Report on national financial education initiatives on digitalization, with a focus on cybersecurity, scams and fraud
The European Supervisory Authorities have issued a thematic report on the implementation across the EU of national financial education initiatives on digitalization, with a focus on cybersecurity, scams and fraud. The report provides meaningful insights for NCAs and other public entities on good...
Solvency II
Supervisory statement on inflation
The Supervisory Statement addresses the main impacts of inflation on insurance and reinsurance undertakings, which may affect both life and non-life business. It is issued to support the end of the year Solvency II calculations. The impact of the inflation is undertaking specific, and this...
IDD
Annual report on sanctions under the Insurance Distribution Directive during 2021
The European Insurance and Occupational Pensions Authority's (EIOPA) third annual report on administrative sanctions and other measures imposed during 2021 by national competent authorities (NCAs) under the Insurance Distribution Directive (IDD) shows that national competent authorities in...
Reporting | Solvency II
Report on limitations and exemptions from Solvency II reporting during 2021 and Q1 2022
The report on the use of limitations and exemptions from Solvency II is an EIOPA Annual Report evidencing how many NCAs grant limitations and/or exemptions from Solvency II reporting requirements to ‘solo’ undertakings and groups.
Financial stability
Financial Stability Report December 2022
The December 2022 Financial Stability Report examines key risks and developments in Europe's insurance and occupational pensions sectors. Additionally, the report presents four topical focuses, notably about the impact of rising inflation and interest rates on insurers’ financial position, insurers...
Reporting | Sustainability
EIOPA letter to EFRAG regarding the consultation on European sustainability reporting standards
Stress test | Sustainability | IORP
2022 IORP Climate Stress Test Report
The European Insurance and Occupational Pensions Authority (EIOPA) has carried out its first climate stress test for the Institutions for Occupational Retirement Provisions (IORPs) sector in the European Economic Area (EEA) to gain insights into the effects of environmental risks on the...
Regulation
Joint Committee advice on the review of the securitisation prudential framework
The Joint Committee of the European Supervisory Authorities (hereafter the “JC”) received a call for advice (CfA) from the European Commission (EC) in October 2021 to assess whether the current securitisation framework, including its prudential aspects, is functioning in an optimal manner and to...
Solvency II | Sustainability
Discussion paper on the Prudential Treatment of Sustainability Risks
EIOPA welcomes comments on the Discussion paper on the Prudential Treatment of Sustainability Risks until 5 March 2023. Stakeholders are invited to provide their feedback by responding to the questions in the online survey below.
Stress test | Cyber Risks
Discussion Paper on Methodologies of Insurance Stress Testing - Cyber component
The Discussion Paper is open for comments until Tuesday, 28 February 2023 . Stakeholders are invited to submit their feedback via email by using the template for comments provided below. Contributions should be sent to the following email address: eiopa.stress.test@eiopa.europa.eu . Contributions...