Reports, documents and other publications dated before 2018 can be found in the archive.
Document library
Reports, opinions, papers, technical standards, guidelines, surveys, etc

Consumer protection
Consumer Trends Report 2021
The Consumer Trends Report 2021 and the risk heat-map provide a snapshot of the impact of the COVID-19 crisis on the insurance and pension sector from a consumer protection perspective, highliting a fast-forwarded digitalisation trend with underlying opportunities, but also some concerns from a...
IDD
Report on the application of the Insurance Distribution Directive
Amongst others, this report examines: any changes in the insurance intermediaries' market structure; any changes in the patterns of cross-border activity; the improvement of quality of advice and selling methods and the impact of the IDD on insurance intermediaries which are small and medium-sized...
IDD
Annual report on sanctions under the Insurance Distribution Directive during 2020
The European Insurance and Occupational Pensions Authority (EIOPA) published its second annual report on administrative sanctions and other measures imposed during 2020 by national competent authorities under the Insurance Distribution Directive (IDD). In 2020, national competent authorities...
Reporting | Solvency II
Report on limitations and exemptions from Solvency II reporting during 2020 and Q1 2021
The report is based on the Solvency II annual and quarterly quantitative reporting templates with reference during 2020 and the first quarter of 2021, as submitted to EIOPA by solo undertakings or insurance groups from the European Economic Area. The results show that proportionality is implemented...
Reporting LEI
Revised Guidelines on Legal Entity Identifier
The objective of the revised Guidelines is to facilitate and further promote the use of LEI as unique identification code for legal entities. By harmonising the identification of legal entities ensuring high quality, reliable and comparable data, the Guidelines will continue to establish consistent...
Reporting | Organisation
Decision of the Board of Supervisors on collection of information by EIOPA
As part of its Data and IT Strategy EIOPA identified the need to amend its previous Decision on Collection of Information (EIOPA-BoS-15/198) enhancing its scope, not only to Solvency II, but also addressing information on Pensions (IORP) and Pan-European Pension Products (PEPP) frameworks. The...
Financial stability
Financial Stability Report December 2021
The December 2021 Financial Stability Report examined key macroeconomic developments, including the effects of the ongoing COVID-19 pandemic, and the prevalence of risks that are key for the insurance and pension sectors.
ORSA
Consultation on Application guidance on running climate change materiality assessment and using climate change scenarios in the ORSA
The consultation gives general insights in the ORSA where undertakings have the possibility to address climate change risks and provides examples using both dummy non-life and life companies, which will help to design the steps for the materiality assessment and to run climate change scenarios...
Consumer protection | Innovation
Digital transformation strategy
EIOPA's digital transformation strategy addresses the challenges posed by the digitalisation of the insurance and pensions sector, while enabling stakeholders to harness the benefits that arise from new technologies and business models.
Consumer protection
Retail risk indicators: methodology update
Based on data on market activities in the different Member States, the retail risk indicators represent a set of ratios and measures that highlight trends and pinpoint possible risks to consumers. The indicators aim to provide a pre-emptive assessment on how individual characteristics and...
Sustainability
Sustainable finance activities 2022-2024
Through its work on sustainable finance, EIOPA aims to ensure that (re)insurers and occupational pension funds integrate sustainability risks in their risk management, to protect consumers and secure financial stability. The activities reflect the need for global action to enable decisive progress...
Pensions
Technical advice on the development of pension tracking systems
With the goal to help Member States in Europe that do not have a pension tracking system in place, EIOPA in its advice provides a set of principles, good practices and recommendations, aiming to facilitate citizens’ digital access to personal pension information.
Pensions
Technical advice on pensions dashboard
EIOPA advises to develop a visual pensions dashboard to strengthen the monitoring of pension developments in the Member States by presenting a complete set of indicators that allow for enhanced analysis and comparison and are also easy to comprehend. In particular, EIOPA recommends using indicators...
Consumer protection
Supervisory statement on assessment of value for money of unit-linked insurance products under product oversight and governance
With this statement EIOPA highlights that while value for money is embedded already within product oversight and governance requirements, more convergence is needed in practical supervisory implementation.