Document library

Reports, opinions, papers, technical standards, guidelines, surveys, etc

Reports, documents and other publications dated before 2018 can be found in the archive.

Stress test

2021 Insurance Stress Test Recommendations

This document outlines EIOPA's recommendations to supervisors and insurers based on the learnings and experience of the 2021 Insurance Stress Test.
Supervision | Digitalisation

Warning to consumers on the risks of crypto-assets

The European Supervisory Authorities (EBA, ESMA and EIOPA – the ESAs) warn consumers that many crypto-assets are highly risky and speculative. The ESAs set out key steps consumers can take to ensure they make informed decisions. This warning comes in the context of growing consumer activity and...
Supervision

Supervisory Convergence Plan for 2022

Supervision

Peer Review Methodology

Supervision | Supervisory framework

Supervisory Convergence Plan for 2022

One of the main goals of EIOPA is to ensure a high, effective and consistent level of supervision across Europe, with the aim of guaranteeing a similar level of protection of policyholders and beneficiaries across jurisdictions, preventing supervisory arbitrage and guaranteeing a level playing...
Digitalisation

Joint ESAs Report on Digital Finance

This report sets out the findings and advice of the ESAs in response to the European Commission’s Call for Advice on digital finance and related issues. It covers cross-sectoral and sector-specific market developments in the three key areas identified in the Call for Advice, and the risks and...
Financial literacy and education

Repository of national financial education initiatives on digitalisation

The repository contains 127 national initiatives that provide consumers with helpful information on how to improve their financial literacy. If you are interested in initiatives aimed to help consumers find their way in the insurance and pensions sectors, check our Financial education map .
Consumer protection

Public consultation on retail investor protection

The consultation is a response to a Call for advice , which the European Commission sent to EIOPA in July 2021. The Call for advice relates to the implementation of the European Commission’s Capital Markets Union Action Plan and, more specifically, its Retail Investment Strategy, which aims to...
Risk assessment | Stress test

Methodological principles of insurance stress testing - climate change component

The methodological paper focuses on the climate change component and is a further step in enhancing EIOPA’s stress testing framework. In particular, the paper sets out methodological principles that can be used to design bottom-up stress test exercises that aim to assess the vulnerability of...
Consumer protection

Consumer Trends Report 2021

The Consumer Trends Report 2021 and the risk heat-map provide a snapshot of the impact of the COVID-19 crisis on the insurance and pension sector from a consumer protection perspective, highliting a fast-forwarded digitalisation trend with underlying opportunities, but also some concerns from a...
Registers

List of Financial Conglomerates 2021

IDD

Report on the application of the Insurance Distribution Directive

Amongst others, this report examines: any changes in the insurance intermediaries' market structure; any changes in the patterns of cross-border activity; the improvement of quality of advice and selling methods and the impact of the IDD on insurance intermediaries which are small and medium-sized...
IDD

Annual report on sanctions under the Insurance Distribution Directive during 2020

The European Insurance and Occupational Pensions Authority (EIOPA) published its second annual report on administrative sanctions and other measures imposed during 2020 by national competent authorities under the Insurance Distribution Directive (IDD). In 2020, national competent authorities...
Reporting | Solvency II

Report on limitations and exemptions from Solvency II reporting during 2020 and Q1 2021

The report is based on the Solvency II annual and quarterly quantitative reporting templates with reference during 2020 and the first quarter of 2021, as submitted to EIOPA by solo undertakings or insurance groups from the European Economic Area. The results show that proportionality is implemented...
Reporting LEI

Revised Guidelines on Legal Entity Identifier

The objective of the revised Guidelines is to facilitate and further promote the use of LEI as unique identification code for legal entities. By harmonising the identification of legal entities ensuring high quality, reliable and comparable data, the Guidelines will continue to establish consistent...
Reporting

EIOPA Taxonomy Roadmap

Reporting | Organisation

Decision of the Board of Supervisors on collection of information by EIOPA

As part of its Data and IT Strategy EIOPA identified the need to amend its previous Decision on Collection of Information (EIOPA-BoS-15/198) enhancing its scope, not only to Solvency II, but also addressing information on Pensions (IORP) and Pan-European Pension Products (PEPP) frameworks. The...
Stress test

2021 Insurance stress test report