Stress test | IORP
Stress testing frameworks have evolved considerably over the last few years and have become an increasingly important risk management instrument for the financial sector. Stress tests (STs) form an integral part of the financial risk management of individual institutions and have become a core tool...
The European Supervisory Authorities (ESAs) have developed through the Joint Committee (JC) draft Regulatory Technical Standards (RTS) with regard to the content and presentation of disclosures under Articles 8(4), 9(6) and 11(5) of Regulation (EU) 2019/2088 (‘Sustainable Finance Disclosure...
The report takes stock of the situation on NCAs independence along key aspects i.e. operational independence, financial independence, personal independence as well as accountability and transparency. It should be noted that this report does not represent an assessment of NCAs independence. Rather...
The Supervisory Handbook recommends good practices to EIOPA’s members and observers for the supervision of insurance and reinsurance undertakings and groups carrying on life and non-life business, towards fulfilling its goal of building a common Union supervisory culture and consistent supervisory...
The report aims at enhancing supervisory knowledge on the prevention and management of insurance failures, based on the information contained in the EIOPA database, which comprises a sample of 219 affected insurance undertakings in 31 European countries, dating back from 1999 to 2020.
The main objective of the Opinion is to foster an effective cost supervision across the EU in order to enhance the value for money offered to members and beneficiaries, the cost efficiency of IORPs and the affordability for sponsors. The opinion is accompanied by an impact assessment and the...
Opinion on the supervision of long-term risk assessment by IORPs providing defined contribution schemes
The objective of this Opinion is to enhance supervisory convergence in the supervision of risk management by IORPs providing DC schemes, in particular with respect to operational risk assessment and long-term risk assessment from the perspective of members and beneficiaries, in order to foster the...
In 2022 the Joint Committee work will continue to focus on the area of consumer and investor protection, retail financial services, retail investment products and prudential analysis of cross-sectoral developments, risks and vulnerabilities for financial stability, cybersecurity, financial...
The Annual European Insurance Overview is published by EIOPA as an extension of its statistical services in order to provide an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has...
The Single Programming Document 2022-2024 sets out EIOPA’s strategy and work programme for the coming years and includes the Annual Work Programme for 2022. EIOPA’s agenda will continue to be influenced by the COVID-19 pandemic, the macroeconomic environment and the overall European agenda. Under...
This report highlights EIOPA's policy approach for the implementation of Interbank Offered Rates (IBOR) transitions. This report includes a summary of the comments received by the stakeholders, the final methodology to perform the IBOR transitions, as well as the results of the information request...
The independence of supervisory authorities is crucial for the legitimacy and credibility of the supervisory process. For public bodies, independence and good governance are necessary to avoid possible conflicts of interest and to reduce the likelihood of undue external influence on supervisory...
The report highlights the increasing vulnerabilities across the financial sector, the rise seen in terms of cyber risk and the materialisation of event-driven risks.
Solvency II | Financial stability
Letter from EIOPA to ECOFIN: Implications of insurers‘ failures to the protection of European policyholders
PEPP | Supervisory framework
Decision of the Board of Supervisors on the reporting of the pan-European Personal Pension Product key information document
Solvency II | Supervision
Follow-up report on the Peer review of key functions: Supervisory practices and application in assessing key functions
This report is a follow up to the Peer review of key functions: Supervisory practices and application in assessing key functions . The report assesses how national competent authorities have implemented the recommended actions from the original peer review. Peer reviews assess the application by...
Opinion on the decision of the European Parliament in the discharge procedure in respect of the implementation of the budget for the financial year 2019
This Opinion provides EIOPA’s views on the decision of the European Parliament in respect of the implementation of the budget for the financial year 2019 in accordance with Article 106 of the EIOPA Financial Regulation.
This report presents how EIOPA contributed during 2020 to enhancing the common European supervisory culture and promoted consistent supervisory practices both from a prudential and conduct of business supervision perspective.