Document library

Reports, opinions, papers, technical standards, guidelines, surveys, etc

Reports, documents and other publications dated before 2018 can be found in the archive.


Letter to EVP Dombrovskis from ESAs Chairs regarding the public consultation on revising the Non-Financial Reporting Directive

Dear Vice-President Dombrovskis, The European Supervisory Authorities (ESAs) welcome the European Commission’s consultation on the revision of the Non-Financial Reporting Directive (NFRD). The Commission’s consultation document addresses a number of important aspects of the future of the NFRD, and...

Discussion paper on (re)insurance value chain and new business models arising from digitalisation

Technology continues to evolve, bringing new opportunities, social change and new expectations for consumers. In response, insurance undertakings and intermediaries continue to develop and revise their business models, often in increased co-operation with third parties (e.g. BigTech companies and...
Consumer protection | COVID-19

CONSUMER GUIDE: Understand your insurance coverage during Coronavirus/COVID-19 Outbreak

This consumer guide provides information to consumers related to their insurance coverage during the COVID-19/Corona virus outbreak. The guide is currently available in below language versions.
Sustainability | Disclosure of adverse impacts

Joint Consultation concerning environmental, social and governance (ESG) disclosures

The European Supervisory Authorities (ESAs) invite comments on all matters in this consultation paper on ESG disclosures under Regulation (EU) 2019/2088 on sustainability-related disclosures in the financial sector (hereinafter “SFDR”) and in particular on the specific questions summarised in...

Statement on principles to mitigate the impact of Coronavirus/COVID-19 on the occupational pensions sector

1. The European Insurance and Occupational Pensions Authority (EIOPA) has been closely monitoring the coronavirus/COVID-19 developments in relation to the occupational pensions sector. As long-term investors Institutions for Occupational Retirement Provision (IORPs) can play a stabilising role in...
Solvency II | Supervisory framework

Opinion on the supervision of remuneration principles in the insurance and reinsurance sector

This Opinion addresses how to ensure consistent practices in the application of the remuneration principles included in Solvency II. While the Solvency II framework provides for provisions of remuneration for sound and prudent management, the remuneration principles defined in the Delegated...
Consumer protection

Cost and past performance 2020 report

COVID-19 | Solvency II | XBRL

Solvency 2.4.0 Taxonomy

COVID-19 | Financial stability

EIOPA statement on dividends distribution and variable remuneration policies in the context of COVID-19

EIOPA considers that it is essential to ensure the access to and continuity of insurance services, safeguarding the ability of the insurance sector to continue to perform its role as risk transfer mechanism from citizens and businesses and its capacity to mobilize savings and invest them in the...
Consumer protection

Call to action for insurers and intermediaries to mitigate the impact of Coronavirus/COVID-19 on consumers

EIOPA recognises the unprecedented situation which has arisen as a result of the Coronavirus/COVID-19 outbreak and is closely monitoring the situation as it continues to cause disruption to households and businesses across Europe. Notably, EIOPA has published: A statement on actions to mitigate the...
Consumer protection

EIOPA Report on the IORP II Pension Benefit Statement Designs

This document describes the process for developing the designs of a pension benefit statement (PBS) and the improvements made after every consultation stage. The PBS designs are meant as examples and are therefore non binding. They were drawn up with the aim of inspiring the NCAs and IORPs in the...
Consumer protection

Pension Benefit statement packaged files

In order to open and use these files, you need to possess the licensed Adobe InDesign and Illustrator, or equivalent, applications, allowing the use of the following font: Calibri.
COVID-19 | Financial stability | Solvency II

Recommendations on supervisory flexibility regarding the deadline of supervisory reporting and public disclosure - Coronavirus/COVID-19

Read the Solvency 2.4.0 Taxonomy Technical specifications
EU - US relations | Big Data

Summary report of the EU-US Insurance Dialogue Project Big Data working group

EU - US relations | Cyber insurance

Summary report of the EU-US Insurance Dialogue Project cyber insurance market group


Public Consultation on implementing technical standards for supervisory reporting and cooperation for the Pan-European Personal Pension Product (PEPP)

Pulic consultation on the Draft Commission Implementing Regulation (EU) xxx/xxx laying down implementing technical standards for the application of Regulation (EU) 2019/1238 of the European Parliament and of the Council with regard to the format of supervisory reporting to the competent authorities...