Factsheets

This factsheet provides further insights into insurers’ home and cross-border investments in securities. At the end of 2025, EEA insurers held EUR 7.9 trillion in government bonds, corporate bonds and equities, either directly or indirectly via investment in funds. The factsheet shows that around...

The factsheet provides an overview of EEA (re)insurers’ investments in private assets, laying the foundation for further analysis and discussion.

This factsheet gives a high-level overview of EIOPA's oversight activities in 2025.

The charts in this factsheet provide valuable insights into the number of intermediaries, their remuneration structures, challenges in insurance distribution and the most commonly exercised national options under the IDD by Member States. The charts are based on data gathered from national competent...

The heatmap emphasises key trends in the insurance and pensions sectors on the following areas:claims management, digitalization distribution trends, atypical distribution models entering market, value for Money in insurance and pensions, pension gap, protection gap (health and NatCat).

The factsheet outlines the key reasons and characteristics of a tool, called PROTECT, that EIOPA is calling to be developed to support EU citizens in better understanding how climate change could affect residential and commercial buildings — and what actions they can take in response.

This factsheet presents the results of the 2025 BigTech monitoring exercise, as a follow-up to the 2024 Report.

EIOPA's factsheet on IORPs, based on 2024 data, provides insights into how European IORPs allocate the approximately €2.7 trillion they manage across different asset types and jurisdictions.

EIOPA submitted its technical input requested by the European Commission to support the development of supplementary pensions in the context of its Savings and Investments Union (SIU) strategy. EIOPA put forward a set of proposals to adapt the EU regulatory and supervisory frameworks for...

Catastrophes such as extreme floods, fires, and earthquakes have a damaging effect on the society and cause significant losses. Such losses will only increase in the coming years as global temperatures rise. This has significant consequences for the insurance industry, EU citizens and businesses. In...

The factsheet summarises the key findings of the IORPs in Focus Report 2024, providing a visual overview of the main trends in Europe's IORP sector.

The factsheet provides an overview of the investments of EEA-based insurance groups. Specifically, it shows to what extent European insurers’ direct equity and corporate bonds investments in the EEA align with the EU Taxonomy for environmentally sustainable activities.

The use of AI in insurance is already subject to insurance sector regulation and supervision. While the AI Act introduces some additional requirements for providers or deployers of high-risk AI systems, insurance sector legislation continues to apply across all use cases, regardless of their...

This factsheet offers a summary of the main activities EIOPA carried out in 2023 as a member of the colleges of supervisors. It highlights the importance of efficient and effective coordinated supervision of cross-border insurance groups in the EU and provides an overview of the main developments...

In this factsheet, we present the findings of a peer review that explored how national supervisors across the EU assess insurers’ compliance with this principle. To keep the review targeted, EIOPA chose to concentrate on some aspects of the principle, namely, the supervision of non-traditional and...

A year after IFRS 17’s entry into force, this factsheet offers insights into its initial implementation and highlights how certain aspects of the new standard differ from Solvency II - based on a sample of 53 (re)insurance groups. For more information and deeper analyses, read EIOPA’s full report on...

In this fact sheet, we focus on the investments of Institutions for Occupational Pensions Provision (IORPs) in equity and corporate bonds, to which IORPs allocated 29% of their €2.5 trillion investments as of Q3 2023. Within these categories, the analysis focuses on securities issued by issuers in...

The charts in this factsheet provide valuable insights into the number of intermediaries, their remuneration structures, challenges in insurance distribution, and the most commonly exercised national options under the IDD by member states.

The factsheet provides answers to frequently asked questions and steps consumers can take to understand how their financial choices could contribute to a more sustainable future.

The graphs in this factsheet show the size of the IORPs market in terms of assets, members as well as contributions and benefits.

This factsheet presents a summary of the main recommendations included in the technical advice for the review of the IORP II Directive. It highlights EIOPA's goal to ensure that IORPs remain relevant and are able to adapt to a changing world.

This factsheet gives a global view on the occupational pensions sector in Europe in 2023. It looks at the size of the IORP sector, at how developed it is across Europe and highlights some recent trends.

The graphs in this factsheet show how assets of EU (re)insurers are invested across different asset types and jurisdictions.

The factsheet is designed to help consumers understand how the recent increases in inflation and interest rates can affect their money. This includes the financial products and services that consumers currently hold or plan to buy, such as loans, savings, financial investments, insurance and...

Based on the EU Taxonomy of sustainable activities and using the NACE classification framework, EIOPA analyzed how much of EEA insurers’ investments can be considered environmentally sustainable at present.

The key fndings of EIOPA’s thematic review on credit protection insurance (CPI) sold via banks gives a snapshot on how well credit protection insurance (CPI) products sold via banks succeed in delivering good consumer outcomes.

The main purpose of the review was to make sure that the Solvency II regime remains fit for purpose. In doing so, we are also making sure that the regime can underpin the economic recovery after the pandemic.