Document library

Reports, opinions, papers, technical standards, guidelines, surveys, etc

Reports, documents and other publications dated before 2018 can be found in the archive.

Cyber Risks | Cyber insurance

Cyber underwriting: In Brief

This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...
Supervision | SupTech

Supervisory technology strategy

Supervisory technology (SupTech) is the use of technology by supervisors to deliver innovative and efficient supervisory solutions that will support a more effective, flexible and responsive supervisory system. This note aims to define such a strategy and covers both prudential and conduct of...
Cyber Risks | Cyber insurance

Cyber underwriting strategy

This note outlines EIOPA’s strategic priorities regarding the European cyber insurance market, as part of EIOPA’s broader mission to promote sound technological progress for the benefit of the European Union economy and its citizens, while safeguarding financial stability, market integrity and...
Financial stability

Crisis walkthrough exercise: approach and lessons learned

The report emphasizes that authorities in charge of financial stability need to develop very flexible crisis management procedures in order to deal with unexpected events and to mitigate as quickly as possible the consequences of a developing crisis. Provided that the financial system is becoming...
Digitalisation | Innovation | Outsourcing | Resilience

Guidelines on outsourcing to cloud service providers

EIOPA identified the need to develop these specific guidance on outsourcing to cloud service providers in the context of the analysis performed to answer the European Commission FinTech Action plan (COM(2018) 109 final) and following discussions and exchanges with stakeholders. Cloud services are a...
Risk-free rate

Discussion Paper on IBOR transitions

New deadline: 30 June 2020 (previously 30 April) Following the new EU Benchmark Regulation (EU BMR), this EIOPA Discussion Paper addresses for the first time the subject of the ongoing changes to the new benchmark rates (or IBOR transitions). IBOR transitions are a big challenge for both the...
Reporting | Solvency II

Review of technical implementation means for the package on Solvency 2 Supervisory Reporting and Public Disclosure

NEW DEADLINE: 1 June 2020 EIOPA aims to improve the efficiency and effectiveness of the reporting and disclosure framework, thereby reducing the costs associated to the processes. In this context, EIOPA proposals in this technical area contribute further to the proportionality and cost efficiency...
Organisation

Handbook for visitors

In this handbook visitors can find information on travelling, registration, hotels and restaurants and other useful information to better plan their visit to EIOPA.
Risk assessment | Sustainability

Potential undue short-term pressure from financial markets

Financial stability | Risk assessment | Sustainability

Climate risk assessment of the sovereign bond portfolio of European insurers

Financial stability

EIOPA Financial Stability Report December 2019

Key findings: Risk of a prolonged low yield environment has intensified over the last 6 months and remains the key challenge for European insurers and pension funds, putting pressure on both solvency positions and long-term profitability Combination of weakening economic outlook, concerns over debt...
Long-term guarantees measures | Solvency II

Report on long-term guarantees measures and measures on equity risk 2019

The Solvency II Directive requires a review of the long-term guarantees measures (LTG) and the measures on equity risk until 1 January 2021. As part of this review, EIOPA reports annually on the impact of the application of the LTG measures and the measures on equity risk to the European Parliament...
Long-term guarantees measures | Solvency II

Insurers' asset and liability management in relation to the illiquidity of their liabilities

The report supplements information provided in EIOPA's annual reports on long-term guarantee measures and is published in response to a request from the European Commission in the context of the 2020 Review of Solvency II. The report provides information on: insurance liabilities; the asset...
Solvency II

Report on the use of capital add-ons during 2018

This analysis is based on 2018 year-end Solvency II data collected under Directive 2009/138/EC as reported by the undertakings and insurance groups complemented by a survey that entailed both qualitative and quantitative questions.
Consumer protection

Consumer Trends Report 2019​

Key findings: Transparency and disclosure of information to consumers has overall improved The digitalisation of the insurance sector continues showing potential for improving the consumer experience and brings new opportunities for insurers However, areas that could cause potential consumer...