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European Insurance and Occupational Pensions Authority
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Consumer Trends Report 2023

Details

Publication date
23 January 2024

Description

The report examines the financial well-being of consumers amid the ongoing cost-of-living crisis and explores whether all consumers, regardless of their characteristics are treated fairly.  Some of the trends that the report looks into are: 

  • Value for money concerns for retail investment products inflation impacting insurance and pension consumers, particularly vulnerable ones
  • Discriminatory practices affecting certain types of consumers in relation to exclusions/product design and pricing practices
  • Issues related to poor value of ancillary products, high commissions and aggressive sales techniques despite some improvements
  • Digitalisation
  • Sustainability claims

The findings of the report are underpinned by the results of a flash Eurobarometer survey commissioned by EIOPA and other relevant sources.

Take a look at the video interview with our experts and download the report, the heatmap with the key findings, as well as the Eurobarometer findings.

 

Files

  • 23 JANUARY 2024
Consumer trends report 2023.pdf
  • 23 JANUARY 2024
Consumer trends report 2023 - statistical annex.pdf
  • 23 JANUARY 2024
Heat Map of the key findings of the 2023 Consumer Trends Report
  • 23 JANUARY 2024
Eurobarometer infographic - consumer trends in insurance and pensions services 2023
  • 23 JANUARY 2024
Eurobarometer: consumer trends in insurance and pension services - EU27 full results
  • 23 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Austria
  • 23 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Belgium
  • 23 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Bulgaria
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Croatia
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Cyprus
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Czechia
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Denmark
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Estonia
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Finland
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - France
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Germany
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Greece
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Hungary
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Ireland
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Italy
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Latvia
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Lithuania
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Luxembourg
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Malta
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Netherlands
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Poland
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Portugal
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Romania
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Slovakia
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Slovenia
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Spain
  • 22 JANUARY 2024
Eurobarometer 2023 country specific factsheet - Sweden