Technology continues to evolve, bringing new opportunities, social change and new expectations for consumers. In response, insurance undertakings and intermediaries continue to develop and revise their business models, often in increased co-operation with third parties (e.g. BigTech companies and...
EMIR RTS on various amendments to the bilateral margin requirements in view of the international framework
Consumer protection | COVID-19
This consumer guide provides information to consumers related to their insurance coverage during the COVID-19/Corona virus outbreak. The guide is currently available in below language versions.
Sustainability | Disclosure of adverse impacts
The European Supervisory Authorities (ESAs) invite comments on all matters in this consultation paper on ESG disclosures under Regulation (EU) 2019/2088 on sustainability-related disclosures in the financial sector (hereinafter “SFDR”) and in particular on the specific questions summarised in...
Statement on principles to mitigate the impact of Coronavirus/COVID-19 on the occupational pensions sector
1. The European Insurance and Occupational Pensions Authority (EIOPA) has been closely monitoring the coronavirus/COVID-19 developments in relation to the occupational pensions sector. As long-term investors Institutions for Occupational Retirement Provision (IORPs) can play a stabilising role in...
Solvency II | Supervisory framework
This Opinion addresses how to ensure consistent practices in the application of the remuneration principles included in Solvency II. While the Solvency II framework provides for provisions of remuneration for sound and prudent management, the remuneration principles defined in the Delegated...
COVID-19 | Solvency II | XBRL
COVID-19 | Financial stability
EIOPA statement on dividends distribution and variable remuneration policies in the context of COVID-19
EIOPA considers that it is essential to ensure the access to and continuity of insurance services, safeguarding the ability of the insurance sector to continue to perform its role as risk transfer mechanism from citizens and businesses and its capacity to mobilize savings and invest them in the...
Call to action for insurers and intermediaries to mitigate the impact of Coronavirus/COVID-19 on consumers
EIOPA recognises the unprecedented situation which has arisen as a result of the Coronavirus/COVID-19 outbreak and is closely monitoring the situation as it continues to cause disruption to households and businesses across Europe. Notably, EIOPA has published: A statement on actions to mitigate the...
This document describes the process for developing the designs of a pension benefit statement (PBS) and the improvements made after every consultation stage. The PBS designs are meant as examples and are therefore non binding. They were drawn up with the aim of inspiring the NCAs and IORPs in the...
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COVID-19 | Financial stability | Solvency II
Recommendations on supervisory flexibility regarding the deadline of supervisory reporting and public disclosure - Coronavirus/COVID-19
Read the Solvency 2.4.0 Taxonomy Technical specifications
EU - US relations | Big Data
EU - US relations | Cyber insurance
Cyber Risks | EU - US relations
Public Consultation on implementing technical standards for supervisory reporting and cooperation for the Pan-European Personal Pension Product (PEPP)
Pulic consultation on the Draft Commission Implementing Regulation (EU) xxx/xxx laying down implementing technical standards for the application of Regulation (EU) 2019/1238 of the European Parliament and of the Council with regard to the format of supervisory reporting to the competent authorities...
Supervision | Cyber Risks | Cyber insurance
In the European context, EIOPA should ensure a high, effective and consistent level of supervision with the aim of guaranteeing a similar level of protection of policyholders and beneficiaries across jurisdictions, regardless of the location of the insurance undertaking’s head office. The goal of...