The thematic article employs panel data to investigate whether stress test results and other characteristics associated with European insurers vulnerabilities affect dividend distributions and share buybacks. The authors, Petr Jakubik from EIOPA and Saida Teleu from the Central Bank of Malta...

EIOPA’s supervisory convergence plan identifies, in line with EIOPA’s mandate, EIOPA’s annual priorities to enhance supervisory convergence by ensuring a high, effective and consistent level of supervision across Europe, with the aim of guaranteeing a similar level of protection of policyholders...

TheJune 2022 Financial Stability Reportexamines the main trends for the European (re)insuranceand pensions sectors as well as the macroeconomic landscape with its implications.It considers the impact ofinflation driven bystressed supply chains and the geopolitical situation that has further...

The Annual Report 2021 issetting out EIOPA's activities and achievements of the past year.2021 continued under the influence of COVID-19 pandemic. EIOPA carried out a demanding Annual Work Programme and welcomed Petra Hielkema in September 2021 as Chairperson for a five year mandate.

This final report presents new draft amending regulatory technical standards (RTS) on the risk mitigation techniques for OTC derivative contracts not cleared by a CCP (bilateral margining) that the European Supervisory Authorities (ESAs) have developed under Article 11(15) of EMIR1 . The draft RTS...

Report, which provides a comprehensive analysis on the completeness, adequacy and uniformity of the applicable laws and practices on the withdrawal of license for serious breaches of the rules on anti-money laundering and countering the financing of terrorism (AML/CFT).

Building on its ambitious agenda for sustainable finance, and in particular on the sensitivity analysis of asset-side transition risks published in 2020, EIOPA launched a follow-up exercise on physical risks in the second half of 2021. This discussion paper presents the first results of this...

In 2021, the Joint Committee under the chairmanship of the ESMA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). The main areas of cross...

The report highlights the increasing vulnerabilities across the financial sector as well as the rise of environmental and cyber risks. It also includes a preliminary assessment of the consequences of Russia's invasion of Ukraine.

Costs and past performance report 2022

This report sets out the findings and advice of the ESAs in response to the European Commission’s Call for Advice on digital finance and related issues. It covers cross-sectoral and sector-specific market developments in the three key areas identified in the Call for Advice, and the risks and...

The Consumer Trends Report 2021 and the risk heat-map provide a snapshot of the impact of the COVID-19 crisis on the insurance and pension sector from a consumer protection perspective, highlitinga fast-forwarded digitalisation trend with underlying opportunities, but also some concerns from a...

Amongst others, this report examines:any changes in the insurance intermediaries' market structure;any changes in the patterns of cross-border activity;the improvement of quality of advice and selling methods and the impact of the IDD on insurance intermediaries which are small and medium-sized...

The report is based on the Solvency II annual and quarterly quantitative reporting templates with reference during 2020 and the first quarter of 2021, as submitted to EIOPA by solo undertakings or insurance groups from the European Economic Area.The results show that proportionality is implemented...

The European Insurance and Occupational Pensions Authority (EIOPA) published its second annual report on administrative sanctions and other measures imposed during 2020 by national competent authorities under the Insurance Distribution Directive (IDD).In 2020, national competent authorities...

2021 Insurance stress test report

The December 2021 Financial Stability Report examined key macroeconomic developments, including the effects of the ongoing COVID-19 pandemic, and the prevalence of risks that are key for the insurance and pension sectors.

Report on Cross-border IORPs

Final Report Consumer Testing of digital disclosures on PTS across Europe