Reports and research

Long-term guarantees measures | Solvency II

Report on long-term guarantees measures and measures on equity risk 2019

The Solvency II Directive requires a review of the long-term guarantees measures (LTG) and the measures on equity risk until 1 January 2021. As part of this review, EIOPA reports annually on the impact of the application of the LTG measures and the measures on equity risk to the European Parliament...
Long-term guarantees measures | Solvency II

Insurers' asset and liability management in relation to the illiquidity of their liabilities

The report supplements information provided in EIOPA's annual reports on long-term guarantee measures and is published in response to a request from the European Commission in the context of the 2020 Review of Solvency II. The report provides information on: insurance liabilities; the asset...
Solvency II

Report on the use of capital add-ons during 2018

This analysis is based on 2018 year-end Solvency II data collected under Directive 2009/138/EC as reported by the undertakings and insurance groups complemented by a survey that entailed both qualitative and quantitative questions.
Consumer protection

Consumer Trends Report 2019​

Key findings: Transparency and disclosure of information to consumers has overall improved The digitalisation of the insurance sector continues showing potential for improving the consumer experience and brings new opportunities for insurers However, areas that could cause potential consumer...
Consumer protection | Cross-border

Fact Sheet - Consumer Protection Issues in Travel Insurance

Statistics | Financial stability

European Insurance Overview 2019

Consumer protection | Cross-border

Consumer Protection Issues in Travel Insurance

While travel insurance is mostly a ‘small-ticket’ business, it can be critical for consumers, since the impact of insufficient cover or denied claims – in particular for medical expenses while travelling – can be extensive at the individual level. Discover EIOPA's research on the topic and its key...
Solvency II

2020 Review of Solvency II - In Brief

Cyber Risks | Financial stability

Cyber Risk for Insurers - Challenges and Opportunities

As cyber threats have become more prominent in recent years, they are increasingly considered as a top global risk for the financial sector and the economy as a whole. The increasing frequency and sophistication of cyber attacks, the fast digital transformation and the increased use of big data and...
Protection gap | Sustainability

Discussion paper on the protection gap for natural catastrophes

Financial stability | Risk assessment

Risks and Vulnerabilities in the EU Financial System

The report covers the impact of a no-deal Brexit on financial activities, risks related to the low interest rate environment, as well as climate change risks.
Risk assessment | Sustainability | Financial stability

Impact of Green Bond Policies on Insurers: Evidence from the European Equity Market

This article empirically investigates whether the introduction of green bond policies by insurance companies have a positive impact on their equity prices. To this aim, the sample of listed (re)insurers in Europe using monthly data for years 2012 – 2019 is employed. Announcements, press releases...
Financial stability

EIOPA Financial Stability Report June 2019

Sustainability

Summaries of EIOPA's roundtables on sustainable finance

Go to the event page to see all the summaries and presentations of the 4th Sustainable Finance Roundtable that took place in December 2020.
Big Data

Big Data Analytics in motor and health insurance