EIOPA's Costs and Past Performance Report provides an overview of the (past) performance and costs of EU retail investment products within EIOPA’s remit. The coverage period goes from 2017 to year end 2021 for past performance and 2021 for costs.

The European Supervisory Authorities have issueda thematic report on the implementation across the EU of national financial education initiatives on digitalization, with a focus on cybersecurity, scams and fraud. The report provides meaningful insights for NCAs and other public entities on good...

The Consumer Trends Report 2022focuses on the financial health of consumers and small businesses through their use of insurance and pension savings products.The findings of the report are underpinned by the results of a flash Eurobarometer survey commissioned by EIOPA and other relevant sources...

The European Insurance and Occupational Pensions Authority's (EIOPA)third annual report on administrative sanctions and other measures imposed during 2021 by national competent authorities (NCAs) under the Insurance Distribution Directive (IDD) shows that national competent authorities in...

The report on the use of limitations and exemptions from Solvency II is an EIOPA Annual Report evidencing how many NCAs grant limitations and/or exemptions from Solvency II reporting requirements to ‘solo’ undertakings and groups.

Report on Cross-border IORPs 2022

The December 2022Financial Stability Report examineskey risks and developments in Europe's insurance and occupational pensions sectors. Additionally, the report presents four topical focuses, notably aboutthe impact of rising inflation and interest rates on insurers’ financial position,insurers’...

The European Insurance and Occupational Pensions Authority (EIOPA) has carried out its first climate stress test for the Institutions for Occupational Retirement Provisions (IORPs) sector in the European Economic Area (EEA) to gain insights into the effects of environmental risks on the...

This report describes to what extent the National Competent Authorities (NCAs) have implemented the recommended actions addressed to them as aresult of the peer review on propriety of Administrative Management and Supervisory Body (AMSB) members and qualifying shareholders in 2019. In addition, it...

The European Supervisory Authorities (ESAs) have developed through the Joint Committee (JC) draft Regulatory Technical Standards (RTS) with regard to the content and presentation of information to be provided in pre-contractual documents, on websites, and in periodic reports about the exposure of...

EIOPA,with the support of National Competent Authorities (NCAs), hasconducted athematic reviewon the functioning of the EU market for credit protection insurance (CPI) products sold via banks(acting as insurance intermediaries) and how well it succeeds in delivering good consumer outcomes.The...

The Annual European Insurance Overview is an extension of EIOPA's statistical services in order to provide an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has a high coverage...

The three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) issued today their Autumn 2022 joint risk report. The report highlights that the deteriorating economic outlook, high inflation and rising energy prices have increased vulnerabilities across the financial sectors. The ESAs...

Reliable data is the basis for successful,data-driven supervision, evidence-based decision making and micro- and macro-prudential analysis. EIOPA is therefore constantly working to assess and improve the quality of the available insurance reporting data. After six years of Solvency II prudential...

Report to the Commission under Article 18 of Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability‐related disclosures in the financial services sector.

This Guidance is a follow-up to a public consultation which EIOPA ran on draft Guidelines on integrating the customer’s sustainability preferences in the suitability assessment under the Insurance Distribution Directive (IDD).During the public consultation, a number of respondents stressed the...

The peer review assessesthe overall maturity of the framework implemented by national supervisory authorities (NSAs) to supervise the outsourced activities of insurance and reinsurance undertakings.The objective of the peer review was to identify gaps, areas of improvements and best practices to...

The thematic article employs panel data to investigate whether stress test results and other characteristics associated with European insurers vulnerabilities affect dividend distributions and share buybacks. The authors, Petr Jakubik from EIOPA and Saida Teleu from the Central Bank of Malta...

EIOPA’s supervisory convergence plan identifies, in line with EIOPA’s mandate, EIOPA’s annual priorities to enhance supervisory convergence by ensuring a high, effective and consistent level of supervision across Europe, with the aim of guaranteeing a similar level of protection of policyholders...