Search QAs

Reinsurance company XYZ assumes treaties where each of them has a different settlement currency such as EUR, CHF, PLN etc. All these treaties are entirely retroceded by a single retro contract which settles all retro recoverables in EUR. At the same time this contract comprises an FX clause that converts to EUR all settlement currencies of the underlying treaties other than EUR by using the FX rate at the settlement date. As a result of this clause, XYZ can effectively mitigate their FX risk when the recovered losses are settled in a currency different to EUR. Having said that, should XYZ discount their projection of retrocession recoverable cash flows in EUR or all respective settlement currencies of the underlying treaties? In addition, should XYZ report such expected retrocession recoverable cash flows in EUR currency (retrocession contract settlement currency) or in respective currencies of the underlying reinsurance treaties?

On the Annual RFR Technical Documentation for 2025, it's noted in table 5 of section 6.3 that the 13y GBP swap rate should be used within the construction of the RFR term structure. We do not see that Refinitiv has a GBPOIS13Y= rate available. Can you please confirm how this was derived in the DLT a…

A freight forwarder is organising shipments of goods, from one place to another, on behalf of its customers. Therefore, the company arranges for packaging, stuffing/destuffing the goods in/from a container, road/air/marine transportation, customs procedures, et cetera and strives to successfully...

Hello,

I am doing a personal research about a bank in Spain called Bankinter and its partners about insurances and pensions plans

Bankinter Seguros de Vida S.A. de Seguros y Reaseguros
Clave Registro DGSFP: G-0006
Avda. de Bruselas, 12 Alcobendas (Madrid)

Bankinter S.A. (Clave DGSFP D-00…

A freight forwarder is organizing shipments of goods, from one place to another, on behalf of its customers. Therefore, the company arranges for packaging, stuffing/destuffing the goods in/from a container, road/air/marine transportation, customs procedures, et cetera and strives to successfully com…

The RFR Technical Documentation published in June 2025 and due to take affect on 1st January 2026 indicated that the 11Y swap rate for AUD is considered liquid and should be used in the derivation of the interest rate term structure. However, we are unable to find or extract data for this instrumen…

Could you provide further guidance on the potential involvement of publicly accessible AI Chatbots in insurance distribution, and on the appropriate regulatory approach to this emerging issue? Given the rapid proliferation and increasing sophistication of these technologies, their relevance to insur…

Considering that insurance and reinsurance intermediaries and ancillary insurance intermediaries are not obliged by law to setup a dedicated legal entity to carry out insurance distribution and therefore some of them may have a principal professional activity other than insurance distribution, how should the calculation of the thresholds defined in DORA Article 2(3) point (e) for exclusion of those intermediaries which are micro, small or medium enterprises be interpreted?

Is Regulation (EU) 2022/2554 (DORA) applicable to third-country branches in an EU country, if in the third country where their head office is established they would qualify as entities listed under under Article 2(1)(a), (n) or (o)?