Reports and research

In 2020, the Joint Committee under the chairmanship of the EBA, continued to have a central role for the coordination and exchange of information between the European Supervisory Authorities (ESAs), the European Commission (EC) and the European Systemic Risk Board (ESRB). Progress continued on...

This report focuses on the limitations and exemptions as applied by the national competent authorities (NCAs) in different markets in 2019 year-end and the first quarter of 2020 and highlight the difference with regard to the last year’s report.The limitations and exemptions on reporting foreseen...

Joint Committee Report on the assessment of the application of the Guidelines on complaints-handling

Joint Committee report on risks and vulnerabilities in the EU financial system

The European Supervisory Authorities (ESAs) have developed through the Joint Committee (JC) draft Regulatory Technical Standards (RTS) with regard to the content, methodologies and presentation of sustainability-related disclosures under empowerments Articles 2a, 4(6) and (7), 8(3), 9(5), 10(2)...

Final Report following consultation on draft regulatory technical standards to amend the PRIIPs KID

The objective of the capital add-on measure is ensure that the regulatory capital requirements reflect the risk profile of the undertaking or of the group.This analysis included in the report is based on 2019 year-end data collected under Directive 2009/138/EC (Solvency II) as reported by the...

The Consumer Trends Report 2020 and the risk heat-map provide a snapshot of the impact of the COVID-19 crisis on the insurance and pension sector from a consumer protection perspective as of 30 June 2020.

Final Report on draft implementing technical standards on the reporting of intra-group transactions and risk concentration

The December 2020Financial Stability Report sheds light on the financial stability risks in the European insurance and pension sector.

This consumer guide provides practical information for consumers with a life insurance policy or pension from the UK and living in the European Union or considering moving residence from the UK to the EU.Note: The translations of the Brexit Consumer Guide into the official EU languages listed...

This document is provided in addition to EIOPA’s Opinion on the 2020 review of Solvency II. It covers the Individual Quantitative Reporting Templates (QRTs) at solo and group level, including Financial Stability Reporting and aims to provide stakeholders the full view of the future reporting and...

The introduction of Solvency II in January 2016 was a milestone.The insurance industry now uses a risk-based approach to assess and mitigate risks. It also has better aligned capital to the risks it runs. Insurers have significantly strengthened their governance models and their risk management...

This Report provides an overview of the administrative sanctions or other measures imposed by national competent authorities (NCAs) under the Insurance Distribution Directive (IDD).This is EIOPA’s first annual report regarding the information on sanctions it is required to publish under the IDD...

This report on the LTG measures and the measures on equity risk is the fifth and last annual report.The LTG measures are the extrapolation of risk-free interest rates, the matching adjustment, the volatility adjustment, the extension of the recovery period in case of non-compliance with the...

This peer review analyses supervisory practices related to the decision concerning the collaboration amongst supervisory authorities in relation to insurance cross-border activities, data storage and portfolio transfer. It contains the main findings and recommended actions to the National...

The Annual European Insurance Overview is an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has a high coverage in all countries and is reported in a consistent manner across the...

The Insurance Distribution Directive (IDD) (1) Product Oversight and Governance (POG) requirements aim at ensuring that the interests of customers take prime importance during product design and throughout the lifecycle of a product, including within arrangements for its distribution.This document...

The outbreak of the Coronavirus has brought huge social disruptions and unprecedented economic challenges, with inevitable impact on the EU financial sector. Valuation, liquidity, credit and solvency risks have increased across the board. While liquidity positions of EU banks remained relatively...