This interactive map includes summary information on the insurance intermediaries’ market structure for each European country. The full country-by-country analysis is available for download.
Last update:15 January 2024
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
8,979 |
2.0% |
|
(Re)insurance GWP (in million)[2] |
20,815.873 |
1.5% |
|
Number of (re)insurance undertakings[3] |
33 |
1.9% |
|
Number of registered insurance intermediaries[4] |
17999 |
2.1% |
National competent authority:
The Austrian Financial Market Authority (FMA) is the competent authority for the supervision of insurance distribution activities of insurance undertakings and credit institutions. With regard to banks as intermediaries, the full implementation of IDD into Austrian law was completed in June 2019.
The Federal Ministry for Digital and Economic Affairs (BMAW) is the competent authority for the supervision of insurance intermediaries. This is within the Austrian constitutional organisation a matter of Art. 102 B-VG (Federal Constitutional Act), so called “indirect federal administration” with the Ministry as head, 9 regional governors and approximately more than 100 local district authorities of first instance.
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
11,618 |
2.6% |
|
(Re)insurance GWP (in million)[2] |
41,288.791 |
3.1% |
|
Number of (re)insurance undertakings[3] |
57 |
3.3% |
|
Number of registered insurance intermediaries[4] |
8911 |
1.1% |
National competent authority:
Financial Services and Markets Authority (FSMA)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
6,839 |
1,5% |
|
(Re)insurance GWP (in million)[2] |
2,730.334 |
0.2% |
|
Number of (re)insurance undertakings[3] |
30 |
1.7% |
|
Number of registered insurance intermediaries[4] |
6839 |
0.8% |
National competent authority:
Financial Supervision Commission (FSC)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
3,862 |
0.8% |
|
(Re)insurance GWP (in million)[2] |
1,687.451 |
0.1% |
|
Number of (re)insurance undertakings[3] |
15 |
0.9% |
|
Number of registered insurance intermediaries[4] |
11131 |
1.3% |
National competent authority:
Croatian Financial Services Supervisory Agency (HANFA)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
904.705 |
0.2% |
|
(Re)insurance GWP (in million)[2] |
1,217.479 |
0.09% |
|
Number of (re)insurance undertakings[3] |
29 |
1.7% |
|
Number of registered insurance intermediaries[4] |
2322 |
0.3% |
National competent authority:
Insurance Companies Control Service
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
10,517 |
2.3% |
|
(Re)insurance GWP (in million)[2] |
8,386.338 |
0.6% |
|
Number of (re)insurance undertakings[3] |
22 |
1.3% |
|
Number of registered insurance intermediaries[4] |
32448 |
3.7% |
National competent authority:
Czech National Bank
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
5,873 |
1,3% |
|
(Re)insurance GWP (in million)[2] |
40,744.612 |
3.0% |
|
Number of (re)insurance undertakings[3] |
72 |
4.2% |
|
Number of registered insurance intermediaries[4] |
2571 |
0.3% |
National competent authority:
Danish Financial Supervisory Authority
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
1,332 |
0.3% |
|
(Re)insurance GWP (in million)[2] |
956,810 |
0.07% |
|
Number of (re)insurance undertakings[3] |
9 |
0.5% |
|
Number of registered insurance intermediaries[4] |
394 |
0.05% |
National competent authority:
Finantsinspektsioon
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
5,548 |
1.2% |
|
(Re)insurance GWP (in million)[2] |
8,449.683 |
0.62% |
|
Number of (re)insurance undertakings[3] |
43 |
2.5% |
|
Number of registered insurance intermediaries[4] |
3812 |
0.4% |
National competent authority:
Financial Supervisory Authority
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
67,872 |
15% |
|
(Re)insurance GWP (in million)[2] |
330,940.978 |
24.3% |
|
Number of (re)insurance undertakings[3] |
151 |
8.7% |
|
Number of registered insurance intermediaries[4] |
62284 |
7.2% |
National competent authority:
French Prudential Supervision and Resolution Authority (ACPR) and the French Banking, Insurance and Financial register (ORIAS)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
83,237 |
18.4% |
|
(Re)insurance GWP (in million)[2] |
335,298.764 |
24.7% |
|
Number of (re)insurance undertakings[3] |
256 |
14.8% |
|
Number of registered insurance intermediaries[4] |
190708 |
22% |
National competent authority:
Federal Financial Supervisory Authority (BaFin) (insurance undertakings)
The Association of German Chambers of Industry and Commerce e.V (DIHK) is the joint body responsible for the technical operation of the ‘Broker Registry’ on behalf of the Chambers of Industry and Commerce (§ 11a Para 1 Sentence 2 of the German Trade Regulation Act, GewO). Regulatory authority lies with the individual IHKs and not the DIHK. Additionally, the local Trade Supervisory Authorities have certain powers in relation to insurance intermedaries, in particulary regulatory competences.
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
10,460 |
2.3% |
|
(Re)insurance GWP (in million)[2] |
4,687.315 |
0.4% |
|
Number of (re)insurance undertakings[3] |
34 |
2.0% |
|
Number of registered insurance intermediaries[4] |
17164 |
2% |
National competent authority:
Bank of Greece (BOG) (insurance undertakings)
Union of Hellenic Chambers of Commerce (insurance intermediaries)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
9,689 |
2.1% |
|
(Re)insurance GWP (in million)[2] |
3,562.353 |
0.3% |
|
Number of (re)insurance undertakings[3] |
22 |
1.3% |
|
Number of registered insurance intermediaries[4] |
45376 |
5.2% |
National competent authority:
Magyar Nemzeti Bank
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
376.248 |
0.08% |
|
(Re)insurance GWP (in million)[2] |
572,893 |
0.04% |
|
Number of (re)insurance undertakings[3] |
8 |
0.5% |
|
Number of registered insurance intermediaries[4] |
54 |
0.01% |
National competent authority:
Central Bank of Iceland
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
5,060 |
1.18% |
|
(Re)insurance GWP (in million)[2] |
102,420.675 |
7.5% |
|
Number of (re)insurance undertakings[3] |
163 |
9.4% |
|
Number of registered insurance intermediaries[4] |
2583 |
0.3% |
National competent authority:
Central Bank of Ireland
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
59,030 |
13% |
|
(Re)insurance GWP (in million)[2] |
135,019.570 |
9.9% |
|
Number of (re)insurance undertakings[3] |
87 |
5.0% |
|
Number of registered insurance intermediaries[4] |
235404 |
27.2% |
National competent authority:
Institute for the Supervision of Insurance (IVASS)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
1,876 |
0.4% |
|
(Re)insurance GWP (in million)[2] |
623,982 |
0.05% |
|
Number of (re)insurance undertakings[3] |
6 |
0.3% |
|
Number of registered insurance intermediaries[4] |
1397 |
0.2% |
National competent authority:
Latvijas Banka
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
39.308 |
0.0001% |
|
(Re)insurance GWP (in million)[2] |
5,505.399 |
0.4% |
|
Number of (re)insurance undertakings[3] |
23 |
1.3% |
|
Number of registered insurance intermediaries[4] |
51 |
0.01% |
National competent authority:
Financial Market Authority Liechtenstein
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
2,806 |
0.6% |
|
(Re)insurance GWP (in million)[2] |
873.670 |
0.06% |
|
Number of (re)insurance undertakings[3] |
9 |
0.5% |
|
Number of registered insurance intermediaries[4] |
3727 |
0.4% |
National competent authority:
Financial Market Authority Liechtenstein
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
645.397 |
0.1% |
|
(Re)insurance GWP (in million)[2] |
53,064.155 |
4% |
|
Number of (re)insurance undertakings[3] |
71 |
4.1% |
|
Number of registered insurance intermediaries[4] |
4138 |
0.5% |
National competent authority:
Commissariat aux Assurances (CAA)
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
520.971 |
0.1% |
|
(Re)insurance GWP (in million)[2] |
8,957.346 |
0.7% |
|
Number of (re)insurance undertakings[3] |
32 |
1.9% |
|
Number of registered insurance intermediaries[4] |
445 |
0.1% |
National competent authority:
Malta Financial Services Authority
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
17,591 |
3.9% |
|
(Re)insurance GWP (in million)[2] |
81,543.289 |
6.0% |
|
Number of (re)insurance undertakings[3] |
96 |
5.6% |
|
Number of registered insurance intermediaries[4] |
6451 |
0.7% |
National competent authority:
Dutch Authority for the Financial Markets
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
5,425 |
1.2% |
|
(Re)insurance GWP (in million)[2] |
22,877.888 |
1.7% |
|
Number of (re)insurance undertakings[3] |
59 |
3.4% |
|
Number of registered insurance intermediaries[4] |
2217 |
0.3% |
National competent authority:
The Financial Supervisory Authority of Norway
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
37,654 |
8.3% |
|
(Re)insurance GWP (in million)[2] |
15,444.623 |
1.1% |
|
Number of (re)insurance undertakings[3] |
52 |
3.00% |
|
Number of registered insurance intermediaries[4] |
30525 |
3.5% |
National competent authority:
Polish Financial Supervision Authority
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
10,352 |
2.3% |
|
(Re)insurance GWP (in million)[2] |
11,999.855 |
1% |
|
Number of (re)insurance undertakings[3] |
37 |
2% |
|
Number of registered insurance intermediaries[4] |
10687 |
1.2% |
National competent authority:
Portuguese Insurance and Pension Funds Supervisory Authority
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
19,042 |
4.2% |
|
(Re)insurance GWP (in million)[2] |
2,772.753 |
0.2% |
|
Number of (re)insurance undertakings[3] |
25 |
1.4% |
|
Number of registered insurance intermediaries[4] |
60973 |
7.1% |
National competent authority:
Financial Supervisory Authority
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
5,435 |
1.2% |
|
(Re)insurance GWP (in million)[2] |
1,867.249 |
0.1% |
|
Number of (re)insurance undertakings[3] |
10 |
0.6% |
|
Number of registered insurance intermediaries[4] |
20938 |
2.4% |
National competent authority:
National Bank of Slovakia
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
2,107 |
0.5% |
|
(Re)insurance GWP (in million)[2] |
3,091.949 |
0.2% |
|
Number of (re)insurance undertakings[3] |
13 |
0.7% |
|
Number of registered insurance intermediaries[4] |
15924 |
1.8% |
National competent authority:
Insurance Supervision Agency
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
47,433 |
10.5% |
|
(Re)insurance GWP (in million)[2] |
70,691.118 |
5.2% |
|
Number of (re)insurance undertakings[3] |
150 |
8.7% |
|
Number of registered insurance intermediaries[4] |
62167 |
7.2% |
National competent authority:
Directorate-General for Insurance and Pension Funds
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market
General data of the national market (2022):
|
|
Amounts |
Share total EEA |
|
Population (in 1000)[1] |
10,452 |
2.3% |
|
(Re)insurance GWP (in million)[2] |
38,954.113 |
2.9% |
|
Number of (re)insurance undertakings[3] |
113 |
6.6% |
|
Number of registered insurance intermediaries[4] |
5963 |
0.7% |
National competent authority:
Finansinspektionen
Download the full country analysis
[1] Based on Eurostat data for 1 January 2022
[4] This information is based on the responses provided by national competent authorities to a survey to gather data on the structure of the EU insurance distribution market