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What is the purpose of indicating whether subcontracting of an ICT service supporting a critical or important function, or material parts thereof, is permitted and, when that is the case, the conditions applying to such subcontracting in a contract on the use of ICT services that do not support a cr…

Art. 28 states that "Financial entities shall inform the competent authority in a timely manner about any planned contractual arrangement on the use of ICT services supporting critical or important functions as well as when a function has become critical or important." How should the change be commu…

Hello,
I would like to clarify a specific point regarding the Digital Operational Resilience Act (DORA).
Does DORA require encryption of data in use (i.e., data being processed in memory)?
We operate on an IBM i (AS/400) platform and would like to confirm whether implementing technologies such as…

We ask for your opinion on whether all revenues are included in sales or only revenues from insurance mediation, or whether the exclusions of Directive (EU) 2016/97 also apply to the DORA Regulation.

CIC 21 : Bonds issued by corporations, with simple characteristics, usually covering the ones referred to as ‘plain vanilla’, and that
don’t have any special feature described in the categories 22 to 28.

The question
Plain Vanilla bond with call option (early redemption option) such as Cash c…

We would appreciate if you confirmed us the correct way to report accounts of guarantees used in the investment of derivatives, in the PFE0201 balance sheet and in the PFE0602.

Dear all
Following the publication of the deleguated regulation 2026/269 amending deleguated regulation 2015/035, I'm wondering whether EIOPA will provide to insurance companies the stressed basic risk free interest rates (up and down), in the main currencies. Could you please confirm that.

I have a question about article 13-4-a of IORP II. There is stated:
a. the minimum amount of the technical provisions shall be calculated by a sufficiently prudent actuarial valuation, taking account of all commitments for benefits and for contributions in accordance with the pension arrangements o…

We are seeking clarification regarding the revised answer from 11. August 2025, addressing the CIC taxonomy introduced in Commission Implementing Regulation (EU) 2023/894. EIOPA is saying that Instruments that are fully, unconditionally, and irrevocably guaranteed by non-EU/EEA central governments s…