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European Insurance and Occupational Pensions Authority
 

3507

Q&A

Question ID: 3507

Regulation Reference: Risk-Free Interest Rate - Financial market data

Topic: Risk Free Rate (RFR)

Status: Final

Date of submission: 04 Feb 2026

Question

We are trying to replicate the RFR curve calculations for COP, but we consistently run into issues with the 1Y–2Y points, even though the rest of the curve aligns correctly. We are building the RICs exactly as specified in the documentation (curve 0#COXZ=R). When we calculate the implied rate needed to reconcile with the published curve, the resulting rate deviates significantly from the historical pricing of the 1Y–2Y points. Is there any special consideration we should take into account when sourcing the data for these specific tenors?

EIOPA answer

EIOPA is retrieving the associated market data for the past month usually on the first EIOPA working day of a month around 12 o'clock. It might happen that a market data provider is updating figures on less liquid instruments at a later point in time that can't be taken into account during the production of the technical information. In this particular case, we can see a slight deviation of 3.4bp for the 1Y maturity.