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European Insurance and Occupational Pensions Authority
 

3187

Q&A

Question ID: 3187

Regulation Reference: Risk-Free Interest Rate - Credit and currency adjustments

Topic: Risk Free Rate (RFR)

Article: Article 45 Delegated Regulations

Status: Rejected

Date of submission: 13 Nov 2024

Question

As an answer to Q&A 3081 on the Credit Risk Adjustment, you mention that the liquidity condition has not been met. Can you share your outcomes in the liquidity analysis over various buckets? This would allow us to check if we monitor (approximately) the same figures.

Background of the question

Our internal analysis confirms that the liquidity condition is not met, trade in OIS swaps seems very low compared to (6M) IBOR swaps, especially for the relevant tenors for life insurers (>5Y). However, we do not have any idea if our analysis is in line with yours. As a switch to OIS swaps from IBOR swaps may have impact, we would be able to monitor if a switch is getting near, or (still) far away.

EIOPA answer

This question has been rejected because the answer to 3081 - EIOPA is still valid. EIOPA cannot share more granular liquidity analysis as this is based on strictly confidential EMIR data.