Question ID: 1830
Regulation Reference: (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance)
Topic: Other
Article: Article 144
Status: Final
Date of submission: 13 Nov 2019
Question
Does an insurance product could be "shocked" in the NSLT health insurance underwriting risk sub-module and in the health revision risk sub-module (Health underwriting risk module) ?
EIOPA answer
If a single insurance product offers different guarantees which generate obligations to be managed in accordance with SLT and NSLT, then these obligations could be shocked in the 2 different risk sub-modules (SLT and NLST risk sub-modules) within the health underwriting risk module.