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European Insurance and Occupational Pensions Authority
 

Public consultation on the draft technical advice on minimum common standards for insurance guarantee schemes (IGS) in the EU

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Tikslinė auditorija

Interested stakeholders

Kodėl rengiame konsultacijas?

Insurance policyholders across the European Union face differing levels of protection when insurers fail. This is explained by a patchwork of national schemes that vary widely in scope and coverage—as well as the absence of such schemes altogether in some countries. The resulting heterogeneity across member states has led to significantly different outcomes for policyholders after failures, particularly in cross-border cases.

EIOPA sets out its draft technical advice which addresses four main policy areas:

  • general questions about the impact of minimum harmonized IGSs
  • operational functioning of IGSs
  • conditions for effective funding of IGSs and
  • interaction between the IRRD and harmonized IGSs.

Dalyvaukite konsultacijose

EIOPA invites stakeholders to provide their feedback on the Consultation Paper by responding to the questions via the online survey no later than 26 June 2026. All responses will be published on EIOPA’s website unless otherwise requested.

Susiję dokumentai

  • 2026 M. GEGUŽĖS 5 D.
EIOPA's advice on minimum common standards for IGS in the EU.pdf
  • 2026 M. GEGUŽĖS 5 D.
Annex to EIOPA's advice on minimum common standards for IGS in the EU.pdf