Details
- Status
- Open
- Opening date
- Deadline
Target audience
Interested stakeholders
Why we are consulting
Insurance policyholders across the European Union face differing levels of protection when insurers fail. This is explained by a patchwork of national schemes that vary widely in scope and coverage—as well as the absence of such schemes altogether in some countries. The resulting heterogeneity across member states has led to significantly different outcomes for policyholders after failures, particularly in cross-border cases.
EIOPA sets out its draft technical advice which addresses four main policy areas:
- general questions about the impact of minimum harmonized IGSs
- operational functioning of IGSs
- conditions for effective funding of IGSs and
- interaction between the IRRD and harmonized IGSs.
Respond to the consultation
EIOPA invites stakeholders to provide their feedback on the Consultation Paper by responding to the questions via the online survey no later than 26 June 2026. All responses will be published on EIOPA’s website unless otherwise requested.