DIRECTIVE 138/2009/EC (SOLVENCY II DIRECTIVE)

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• ✔ DIRECTIVE 138/2009/EC (SOLVENCY II DIRECTIVE)
  • ✔ TITLE I - GENERAL RULES ON THE TAKING-UP AND PURSUIT OF DIRECT INSURANCE AND REINSURANCE ACTIVITIES
    • ✔ CHAPTER I - Subject matter, scope and definitions
      • ✔ SECTION 1 - Subject matter and scope
        • ✔ Article 1 - Subject Matter
        • ✔ Article 2 - Scope
      • ✔ SECTION 2 - Exclusions from scope
        • ✔ Article 3 - Statutory systems
        • ✔ Article 4 - Exclusion from scope due to size
        • ✔ Article 5 - Operations
        • ✔ Article 6 - Assistance
        • ✔ Article 7 - Mutual undertakings
        • ✔ Article 8 - Institutions
        • ✔ Article 9 - Operations and activities
        • ✔ Article 10 - Organisations, undertakings and institutions
        • ✔ Article 11 - Reinsurance
        • ✔ Article 12 - Reinsurance undertakings closing their activity
      • ✔ SECTION 3 - Definitions
        • ✔ Article 13 - Definitions
    • ✔ CHAPTER II - Taking up of business
      • ✔ Article 14 - Principle of authorisation
      • ✔ Article 15 - Scope of authorisation
      • ✔ Article 16 - Ancillary risks
      • ✔ Article 17 - Legal form of the insurance or reinsurance undertaking
      • ✔ Article 18 - Conditions for authorisation
      • ✔ Article 19 - Close links
      • ✔ Article 20 - Head office of insurance undertakings and reinsurance undertakings
      • ✔ Article 21 - Policy conditions and scales of premiums
      • ✔ Article 22 - Economic requirements of the market
      • ✔ Article 23 - Scheme of operations
      • ✔ Article 24 - Shareholders and members with qualifying holdings
      • ✔ Article 25 - Refusal of authorisation
      • ✔ Article 25a - Notification and publication of authorisations or withdrawals of authorisation
      • ✔ Article 26 - Prior consultation of the authorities of other Member States
    • ✔ CHAPTER III - Supervisory authorities and general rules
      • ✔ Article 27 - Main objective of supervision
      • ✔ Article 28 - Financial stability and pro-cyclicality
      • ✔ Article 29 - General principles of supervision
      • ✔ Article 30 - Supervisory authorities and scope of supervision
      • ✔ Article 31 - Transparency and accountability
      • ✔ Article 32 - Prohibition of refusal of reinsurance contracts or retrocession contracts
      • ✔ Article 33 - Supervision of branches established in another Member State
      • ✔ Article 34 - General supervisory powers
      • ✔ Article 35 - Information to be provided for supervisory purposes
      • ✔ Article 36 - Supervisory review process
      • ✔ Article 37 - Capital add-on
      • ✔ Article 38 - Supervision of outsourced functions and activities
      • ✔ Article 39 - Transfer of portfolio
    • ✔ CHAPTER IV - Conditions governing business
      • ✔ SECTION 1 - Responsibility of the administrative, management or supervisory body
        • ✔ Article 40 - Responsibility of the administrative, management or supervisory body
      • ✔ SECTION 2 - System of governance
        • ✔ Article 41 - General governance requirements
        • ✔ Article 42 - Fit and proper requirements for persons who effectively run the undertaking or have other key functions
        • ✔ Article 43 - Proof of good repute
        • ✔ Article 44 - Risk Management
        • ✔ Article 45 - Own risk and solvency assessment
        • ✔ Article 46 - Internal control
        • ✔ Article 47 - Internal audit
        • ✔ Article 48 - Actuarial function
        • ✔ Article 49 - Outsourcing
        • ✔ Article 50 - Delegated acts and regulatory technical standards
      • ✔ SECTION 3 - Public disclosure
        • ✔ Article 51 - Report on solvency and financial condition: contents
        • ✔ Article 52 - Information for and reports by the European Insurance and Occupational Pensions Authority
        • ✔ Article 53 - Report on solvency and financial condition: applicable principles
        • ✔ Article 54 - Report on solvency and financial condition: updates and additional voluntary information
        • ✔ Article 55 - Report on solvency and financial condition: policy and approval
        • ✔ Article 56 - Solvency and financial condition report: delegated acts and implementing technical standards
      • ✔ SECTION 4 - Qualifying holdings
        • ✔ Article 57 - Acquisitions
        • ✔ Article 58 - Assessment period
        • ✔ Article 59 - Assessment
        • ✔ Article 60 - Acquisitions by regulated financial undertakings
        • ✔ Article 61 - Information to the supervisory authority by the insurance or reinsurance undertaking
        • ✔ Article 62 - Qualifying holdings, powers of the supervisory authority
        • ✔ Article 63 - Voting rights
      • ✔ SECTION 5 - Professional sedcrecy, exchange of information and promotion of supervisory convergence
        • ✔ Article 64 - Professional secrecy
        • ✔ Article 65 - Exchange of information between supervisory authorities of Member States
        • ✔ Article 65a - Cooperation with EIOPA
        • ✔ Article 66 - Cooperation agreements with third countries
        • ✔ Article 67 - Use of confidential information
        • ✔ Article 67a - European Parliament powers of investigation
        • ✔ Article 68 - Exchange of information with other authorities
        • ✔ Article 69 - Disclosure of information to government administrations responsible for financial legislation
        • ✔ Article 70 - Transmission of information to central banks, monetary authorities, payment systems overseers and the European Systemic Risk Board
        • ✔ Article 71 - Supervisory convergence
      • ✔ SECTION 6 - Duties of auditors
        • ✔ Article 72 - Duties of auditors
    • ✔ CHAPTER V - Pursuit of life and non-life insurance activity
      • ✔ Article 73 - Pursuit of life and non-life insurance activity
      • ✔ Article 74 - Separation of life and non-life insurance management
    • ✔ CHAPTER VI - Rules relating to the valuation of assets and liabilities, technical provisions, own funds, solvency capital requirement, minimum capital requirement and investment rules
      • ✔ SECTION 1 - Valuation of assets and liabilities
        • ✔ Article 75 - Valuation of assets and liabilities
      • ✔ SECTION 2 - Rules relating to technical provisions
        • ✔ Article 76 - General provisions
        • ✔ Article 77 - Calculation of technical provisions
        • ✔ Article 77a - Extrapolation of the relevant risk-free interest rate term structure
        • ✔ Article 77b - Matching adjustment to the relevant risk-free interest rate term structure
        • ✔ Article 77c - Calculation of the matching adjustment
        • ✔ Article 77d - Volatility adjustment to the relevant risk-free interest rate term structure
        • ✔ Article 77e - Technical information produced by the European Insurance and Occupational Pensions Authority
        • ✔ Article 77f - Review of long-term guarantees measures and measures on equity risk
        • ✔ Article 78 - Other elements to be taken into account in the calculation of technical provisions
        • ✔ Article 79 - Valuation of financial guarantees and contractual options included in insurance and reinsurance contracts
        • ✔ Article 80 - Segmentation
        • ✔ Article 81 - Recoverables from reinsurance contracts and special purpose vehicles
        • ✔ Article 82 - Data quality and application of approximations, including case-by- case approaches, for technical provisions
        • ✔ Article 83 - Comparison against experience
        • ✔ Article 84 - Appropriateness of the level of technical provisions
        • ✔ Article 85 - Increase of technical provisions
        • ✔ Article 86 - Delegated acts and regulatory and implementing technical standards
      • ✔ SECTION 3 - Own funds
        • ✔ Article 87 - Own funds
        • ✔ Article 88 - Basic own funds
        • ✔ Article 89 - Ancillary own funds
        • ✔ Article 90 - Supervisory approval of ancillary own funds
        • ✔ Article 91 - Surplus funds
        • ✔ Article 92 - Delegated acts and regulatory and implementing technical standards
        • ✔ Article 93 - Characteristics and features used to classify own funds into tiers
        • ✔ Article 94 - Main criteria for the classification into tiers
        • ✔ Article 95 - Classification of own funds into tiers
        • ✔ Article 96 - Classification of specific insurance own-fund items
        • ✔ Article 97 - Delegated acts and regulatory technical standards
        • ✔ Article 99 - Delegated acts on the eligibility of own funds
      • ✔ SECTION 4 - Solvency capital requirement
        • ✔ Article 100 - General provisions
        • ✔ Article 101 - Calculation of the Solvency Capital Requirement
        • ✔ Article 102 - Frequency of calculation
        • ✔ Article 103 - Structure of the standard formula
        • ✔ Article 104 - Design of the Basic Solvency Capital Requirement
        • ✔ Article 106 - Calculation of the equity risk sub-module: symmetric adjustment mechanism
        • ✔ Article 107 - Capital requirement for operational risk
        • ✔ Article 108 - Adjustment for the loss-absorbing capacity of technical provisions and deferred taxes
        • ✔ Article 109 - Simplifications in the standard formula
        • ✔ Article 109a - Harmonised technical inputs to standard formula
        • ✔ Article 110 - Significant deviations from the assumptions underlying the standard formula calculation
        • ✔ Article 111 - Delegated acts and regulatory and implementing technical standards concerning Articles 103 to 109
        • ✔ Article 112 - General provisions for the approval of full and partial internal models
        • ✔ Article 113 - Specific provisions for the approval of partial internal models
        • ✔ Article 114 - Delegated acts and implementing technical standards concerning the Solvency Capital Requirement internal models
        • ✔ Article 115 - Policy for changing the full and partial internal models
        • ✔ Article 116 - Responsibilities of the administrative, management or supervisory bodies
        • ✔ Article 117 - Reversion to the standard formula
        • ✔ Article 118 - Non-compliance of the internal model
        • ✔ Article 119 - Significant deviations from the assumptions underlying the standard formula calculation
        • ✔ Article 120 - Use test
        • ✔ Article 121 - Statistical quality standards
        • ✔ Article 122 - Calibration standards
        • ✔ Article 123 - Profit and loss attribution
        • ✔ Article 124 - Validation standards
        • ✔ Article 125 - Documentation standards
        • ✔ Article 126 - External models and data
        • ✔ Article 127 - Delegated acts concerning Articles 120 to 126
      • ✔ SECTION 5 - Minimum capital requirement
        • ✔ Article 128 - General provisions
        • ✔ Article 129 - Calculation of the Minimum Capital Requirement
        • ✔ Article 130 - Delegated acts
        • ✔ Article 131 - Transitional arrangements regarding compliance with the Minimum Capital Requirement
      • ✔ SECTION 6 - Investments
        • ✔ Article 132 - Prudent person principle
        • ✔ Article 133 - Freedom of investment
        • ✔ Article 134 - Localisation of assets and prohibition of pledging of assets
        • ✔ Article 135 - Delegated acts and regulatory technical standards concerning qualitative requirements
    • ✔ CHAPTER VII - Insurance and reinsurance undertakings in difficulty or in an irregular situation Article 136 to 144
      • ✔ Article 136 - Identification and notification of deteriorating financial conditions by the insurance and reinsurance undertaking
      • ✔ Article 137 - Non-Compliance with technical provisions
      • ✔ Article 138 - Non-Compliance with the Solvency Capital Requirement
      • ✔ Article 139 - Non-Compliance with the Minimum Capital Requirement
      • ✔ Article 140 - Prohibition of free disposal of assets located within the territory of a Member State
      • ✔ Article 141 - Supervisory powers in deteriorating financial conditions
      • ✔ Article 142 - Recovery plan and finance scheme
      • ✔ Article 143 - Delegated acts and regulatory technical standards concerning Article 138(4)
      • ✔ Article 144 - Withdrawal of authorisation
    • ✔ CHAPTER VIII - Right of establishment and freedom to provide services
      • ✔ SECTION 1 - Establishment by insurance undertakings
        • ✔ Article 145 - Conditions for branch establishment
        • ✔ Article 146 - Communication of information
      • ✔ SECTION 2 - Freedom to provide services: by insurance undertakings
        • ✔ Article 147 - Prior notification to the home Member State
        • ✔ Article 148 - Notification by the home Member State
        • ✔ Article 149 - Changes in the nature of the risks or commitments
        • ✔ Article 150 - Compulsory insurance on third party motor vehicle liability
        • ✔ Article 151 - Non-discrimination of persons pursuing claims
        • ✔ Article 152 - Representative
        • ✔ Article 152a - Notification
      • ✔ SECTION 3 - Competencies of the supervisory authorities of the host member state
        • ✔ Article 153 - Language
        • ✔ Article 154 - Prior notification and prior approval
        • ✔ Article 155 - Insurance undertakings not complying with the legal provisions
        • ✔ Article 156 - Advertising
        • ✔ Article 157 - Taxes on premiums
        • ✔ Article 158 - Reinsurance undertakings not complying with the legal provisions
      • ✔ SECTION 4 - Statistical information
        • ✔ Article 159 - Statistical information on cross-border activities
      • ✔ SECTION 5 - Treatment of contracts of branches in winding-up proceedings
        • ✔ Article 160 - Winding-up of insurance undertakings
        • ✔ Article 161 - Winding-up of reinsurance undertakings
    • ✔ CHAPTER IX - Branches established within the community and belonging to insurance or reinsurance undertakings with head offices situated outside the community
      • ✔ SECTION 1 - Taking-up of business
        • ✔ Article 162 - Principle of authorisation and conditions
        • ✔ Article 163 - Scheme of operations of the branch
        • ✔ Article 164 - Transfer of portfolio
        • ✔ Article 165 - Technical provisions
        • ✔ Article 166 - Solvency Capital Requirement and Minimum Capital Requirement
        • ✔ Article 167 - Advantages to undertakings authorised in more than one Member State
        • ✔ Article 168 - Accounting, prudential and statistical information and undertakings in difficulty
        • ✔ Article 169 - Separation of non-life and life business
        • ✔ Article 170 - Withdrawal of authorisation for undertakings authorised in more than one Member State
        • ✔ Article 171 - Agreements with third countries
      • ✔ SECTION 2 - Reinsurance
        • ✔ Article 172 - Equivalence in relation to reinsurance undertakings
        • ✔ Article 173 - Prohibition of pledging of assets
        • ✔ Article 174 - Principle and conditions for conducting reinsurance activity
        • ✔ Article 175 - Agreements with third countries
    • ✔ CHAPTER X - Subsidiaries of insurance and reinsurance undertakings governed by the laws of a third country and acquisitions of holdings by such undertakings
      • ✔ Article 176 - Information from Member States to the Commission and EIOPA
      • ✔ Article 177 - Third-country treatment of Community insurance and reinsurance undertakings
  • ✔ TITLE II - SPECIFIC PROVISIONS FOR INSURANCE AND REINSURANCE
    • ✔ CHAPTER I - Applicable law and conditions of direct insurance contracts
      • ✔ SECTION 1 - Applicable law
        • ✔ Article 178 - Applicable Law
      • ✔ SECTION 2 - Compulsory insurance
        • ✔ Article 179 - Related obligations
      • ✔ SECTION 3 - General good
        • ✔ Article 180 - General good
      • ✔ SECTION 4 - Conditions of insurance contracts and scales of premiums
        • ✔ Article 181 - Non-life insurance
        • ✔ Article 182 - Life insurance
      • ✔ SECTION 5 - Information for policy holders
        • ✔ Article 183 - General Information for policy holders
        • ✔ Article 184 - Additional information in the case of non-life insurance offered under the right of establishment or the freedom to provide services
        • ✔ Article 185 - Information for policy holders
        • ✔ Article 186 - Cancellation period
    • ✔ CHAPTER II - Provisions specific to non-life insurance
      • ✔ SECTION 1 - General provisions
        • ✔ Article 187 - Policy Conditions
        • ✔ Article 188 - Abolition of monopolies
        • ✔ Article 189 - Participation in national guarantee schemes
      • ✔ SECTION 2 - Community co-insurance
        • ✔ Article 190 - Community co-insurance operations
        • ✔ Article 191 - Participation in Community co-insurance
        • ✔ Article 192 - Technical provisions
        • ✔ Article 193 - Statistical data
        • ✔ Article 194 - Treatment of co-insurance contracts in winding-up proceedings
        • ✔ Article 194 - Treatment of co-insurance contracts in winding-up proceedings
        • ✔ Article 195 - Exchange of information between supervisory authorities
        • ✔ Article 196 - Cooperation on implementation
      • ✔ SECTION 3 - Assistance
        • ✔ Article 197 - Activities similar to tourist assistance
      • ✔ SECTION 4 - Legal expenses insurance
        • ✔ Article 198 - Scope of this Section
        • ✔ Article 199 - Separate contracts
        • ✔ Article 200 - Management of claims
        • ✔ Article 201 - Free choice of lawyer
        • ✔ Article 202 - Exception to the free choice of lawyer
        • ✔ Article 203 - Arbitration
        • ✔ Article 204 - Conflict of interest
        • ✔ Article 205 - Abolition of specialisation of legal expenses insurance
      • ✔ SECTION 5 - Health insurance
        • ✔ Article 206 - Health insurance as an alternative to social security
      • ✔ SECTION 6 - Insurance against accidents at work
        • ✔ Article 207 - Compulsory insurance against accidents at work
    • ✔ CHAPTER III - Provisions specific to life insurance
      • ✔ Article 208 - Prohibition on compulsory ceding of part of underwriting
      • ✔ Article 209 - Premiums for new business
    • ✔ CHAPTER IV - Rules specific to reinsurance
      • ✔ Article 210 - Finite reinsurance
      • ✔ Article 211 - Special purpose vehicles
  • ✔ TITLE III - SUPERVISION OF INSURANCE AND REINSURANCE UNDERTAKINGS IN A GROUP
    • ✔ CHAPTER I - Group supervision: definitions, cases of application, scope and levels
      • ✔ SECTION 1 - Definitions
        • ✔ Article 212 - Definitions
      • ✔ SECTION 2 - Cases of application and scope
        • ✔ Article 213 - Cases of application of group supervision
        • ✔ Article 214 - Scope of group supervision
      • ✔ SECTION 3 - Levels
        • ✔ Article 215 - Ultimate parent undertaking at Community level
        • ✔ Article 216 - Ultimate parent undertaking at national level
        • ✔ Article 217 - Parent undertaking covering several Member States
    • ✔ CHAPTER II - Financial position
      • ✔ SECTION 1 - Group solvency
        • ✔ Article 218 - Supervision of group solvency
        • ✔ Article 219 - Frequency of calculation
        • ✔ Article 220 - Choice of method
        • ✔ Article 221 - Inclusion of proportional share
        • ✔ Article 222 - Elimination of double use of eligible own funds
        • ✔ Article 223 - Elimination of double use of eligible own funds
        • ✔ Article 224 - Valuation
        • ✔ Article 225 - Related insurance and reinsurance undertakings
        • ✔ Article 226 - Intermediate insurance holding companies
        • ✔ Article 227 - Equivalence concerning related third-country insurance and re-insurance undertakings
        • ✔ Article 228 - Related credit institutions, investment firms and financial institutions
        • ✔ Article 229 - Non-availability of the necessary information
        • ✔ Article 230 - Method 1 (Default method): Accounting consolidation-based method
        • ✔ Article 231 - Group internal model
        • ✔ Article 232 - Group capital add-on
        • ✔ Article 233 - Method 2 (Alternative method): Deduction and aggregation method
        • ✔ Article 234 - Delegated acts concerning Articles 220 to 229 and 230 to 233
        • ✔ Article 235 - Group solvency of an insurance holding company or a mixed financial holding company
        • ✔ Article 236 - Subsidiaries of an insurance or reinsurance undertaking: conditions
        • ✔ Article 237 - Subsidiaries of an insurance or reinsurance undertaking: decision on the application
        • ✔ Article 238 - Subsidiaries of an insurance or reinsurance undertaking: determination of the Solvency Capital Requirement
        • ✔ Article 239 - Subsidiaries of an insurance or reinsurance undertaking: non-compliance with the Solvency and Minimum Capital Requirements
        • ✔ Article 240 - Subsidiaries of an insurance or reinsurance undertaking: end of derogations for a subsidiary
        • ✔ Article 241 - Subsidiaries of an insurance or reinsurance undertaking: delegated acts
        • ✔ Article 242 - Review
        • ✔ Article 243 - Subsidiaries of an insurance holding company and mixed financial holding company
      • ✔ SECTION 2 - Risk concentration and intra-group transactions
        • ✔ Article 244 - Supervision of risk concentration
        • ✔ Article 245 - Supervision of intra-group transactions
      • ✔ SECTION 3 - Risk management and internal control
        • ✔ Article 246 - Supervision of the system of governance
    • ✔ CHAPTER III - Measures to facilitate group supervision
      • ✔ Article 247 - Group Supervisor
      • ✔ Article 248 - Rights and duties of the group supervisor and the other supervisors College of supervisors
      • ✔ Article 249 - Cooperation and exchange of information between supervisory authorities
      • ✔ Article 250 - Consultation between supervisory authorities
      • ✔ Article 251 - Requests from the group supervisor to other supervisory authorities
      • ✔ Article 252 - Cooperation with authorities responsible for credit institutions and investment firms
      • ✔ Article 253 - Professional secrecy and confidentiality
      • ✔ Article 254 - Access to information
      • ✔ Article 255 - Verification of information
      • ✔ Article 256 - Group solvency and financial condition report
      • ✔ Article 256a - Group structure
      • ✔ Article 257 - Administrative, management or supervisory body of insurance holding companies and mixed financial holding companies
      • ✔ Article 258 - Enforcement measures
      • ✔ Article 259 - Reporting of EIOPA
    • ✔ CHAPTER IV - Third countries
      • ✔ Article 260 - Reporting of EIOPA
      • ✔ Article 261 - Parent undertakings outside the Community: equivalence
      • ✔ Article 262 - Parent undertakings registered in a third country: absence of equivalence
      • ✔ Article 263 - Parent undertakings outside the Community: levels
      • ✔ Article 264 - Cooperation with third-country supervisory authorities
    • ✔ CHAPTER V - Mixed-activity insurance holding companies
      • ✔ Article 265 - Intra-group transactions
      • ✔ Article 266 - Cooperation with third countries
  • ✔ TITLE IV - REORGANISATION AND WINDING-UP OF INSURANCE UNDERTAKINGS
    • ✔ CHAPTER I - Scope and definitions
      • ✔ Article 267 - Scope of this Title
      • ✔ Article 268 - Definitions
    • ✔ CHAPTER II - Reorganisation measures
      • ✔ Article 269 - Adoption of reorganisation measures applicable law
      • ✔ Article 270 - Information to the supervisory authorities
      • ✔ Article 271 - Publication of decisions on reorganisation measures
      • ✔ Article 272 - Information to known creditors right to lodge claims
    • ✔ CHAPTER III - Winding-up proceedings
      • ✔ Article 273 - Opening of winding-up proceedings information to the supervisory authorities
      • ✔ Article 274 - Applicable law
      • ✔ Article 275 - Treatment of insurance claims
      • ✔ Article 276 - Special register
      • ✔ Article 277 - Subrogation to a guarantee scheme
      • ✔ Article 278 - Representation of preferential claims by assets
      • ✔ Article 279 - Withdrawal of the authorisation
      • ✔ Article 280 - Publication of decisions on winding-up proceedings
      • ✔ Article 281 - Information to known creditors
      • ✔ Article 282 - Right to lodge claims
      • ✔ Article 283 - Languages and form
      • ✔ Article 284 - Regular information to the creditors
    • ✔ CHAPTER IV - Common provisions
      • ✔ Article 285 - Effects on certain contracts and rights
      • ✔ Article 286 - Rights in rem of third parties
      • ✔ Article 287 - Reservation of title
      • ✔ Article 288 - Set-off
      • ✔ Article 289 - Regulated markets
      • ✔ Article 290 - Detrimental acts
      • ✔ Article 291 - Protection of third-party purchasers
      • ✔ Article 292 - Lawsuits pending
      • ✔ Article 293 - Administrators and liquidators
      • ✔ Article 294 - Registration in a public register
      • ✔ Article 295 - Professional secrecy
      • ✔ Article 296 - Treatment of branches of third-country insurance undertakings
  • ✔ TITLE V - OTHER PROVISIONS
    • ✔ Article 297 - Right to apply to the courts
    • ✔ Article 298 - Cooperation between the Member States and the Commission
    • ✔ Article 299 - Euro
    • ✔ Article 300 - Revision of amounts expressed in euro
    • ✔ Article 301 - Committee procedure
    • ✔ Article 301a - Exercise of the delegation
    • ✔ Article 301b - Sunrise provision for regulatory technical standards
    • ✔ Article 302 - Notifications submitted prior to entry into force of the laws, regulations and administrative provisions necessary to comply with Articles 57 to 63
    • ✔ Article 304 - Duration-based equity risk sub-module
    • ✔ Article 304b - Accessibility of information on the European single access point
  • ✔ TITLE VI - TRANSITIONAL AND FINAL PROVISIONS
    • ✔ CHAPTER I - Transitional provisions
      • ✔ SECTION 1 - Insurance
        • ✔ Article 305 - Derogations and abolition of restrictive measures
        • ✔ Article 306 - Rights acquired by existing branches and insurance undertakings
      • ✔ SECTION 2 - Reinsurance
        • ✔ Article 307 - Transitional period for Articles 57(3) and 60(6) of Directive 2005/68/EC
        • ✔ Article 308 - Right acquired by existing reinsurance undertakings
        • ✔ Article 308a - Phasing-in
        • ✔ Article 308b - Transitional measures
        • ✔ Article 308c - Transitional measure on the risk-free interest rates
        • ✔ Article 308d - Transitional measure on technical provisions
        • ✔ Article 308e - Phasing-in plan on the transitional measures on risk-free interest rates and on technical provisions
    • ✔ CHAPTER II - Final provisions
      • ✔ Article 309 - Transposition
      • ✔ Article 310 - Repeal
      • ✔ Article 310a - Staff and resources of EIOPA
      • ✔ Article 311 - Entry into force
      • ✔ Article 312 - Addressees
  • ✔ ANNEX I - CLASSES OF NON-LIFE INSURANCE
    • ✔ Article Annex I - Classes of Non-Life Insurance
    • ✔ A. - Classification of risks according to classes of insurance
    • ✔ B. - Description of authorisations granted for more than one class of insurance
  • ✔ ANNEX II - CLASSES OF LIFE INSURANCE
    • ✔ Article Annex II - Classes of Life Insurance
  • ✔ ANNEX III - LEGAL FORMS OF UNDERTAKINGS
    • ✔ Article Annex III - Legal Forms of Undertakings
    • ✔ A. - Forms of non-life insurance undertaking:
    • ✔ B. - Forms of life insurance undertaking:
    • ✔ C. - Forms of reinsurance undertaking:
  • ✔ ANNEX IV - SOLVENCY CAPITAL REQUIREMENT (SCR) STANDARD FORMULA
    • ✔ Article Annex IV - Solvency Capital Requirement (SCR) Standard Formula
    • ✔ 1. - Calculation of the Basic Solvency Capital Requirement
    • ✔ 2. - Calculation of the non-life underwriting risk module
    • ✔ 3. - Calculation of the life underwriting risk module
    • ✔ 4. - Calculation of the market risk module
  • ✔ ANNEX V - GROUPS OF NON-LIFE INSURANCE CLASSES FOR THE PURPOSES OF ARTICLE 159
    • ✔ Article Annex V - Groups of Non-Life Insurance Classes for the purposes of Article 159
  • ✔ ANNEX VI
    • ✔ Article Annex VI - Part A - Repealed Directives with list of their successive amendments (mentioned in Article 310)
    • ✔ Part A - Repealed Directives with list of their successive amendments (referred to in Article 310)
      • ✔ Article Annex VI - Part B - List of time-limits for transposition into national law
    • ✔ Part B - List of time-limits for transposition into national law (referred to in Article 310)
  • ✔ ANNEX VII - CORRELATION TABLE
    • ✔ Article Annex VII - Correlation Table