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In regard to reinsurance, this Directive shall not apply to the activity of reinsurance conducted or fully guaranteed by the government of a Member State when that government is acting, for reasons of substantial public interest, in the capacity of reinsurer of last resort, including in...

In regard to life insurance, this Directive shall not apply to the following organisations, undertakings and institutions:(1) organisations which undertake to provide benefits solely in the event of death, where the amount of such benefits does not exceed the average funeral costs for a single...

In regard to life insurance, this Directive shall not apply to the following operations and activities:(1) operations of provident and mutual-benefit institutions whose benefits vary according to the resources available and which require each of their members to contribute at the appropriate flat...

This Directive shall not apply to the following institutions which pursue non-life insurance activities unless their statutes or the applicable law are amended as regards capacity:(1) in Denmark, Falck Danmark;(2) in Germany, the following semi-public institutions:(a) Postbeamtenkrankenkasse,(b)...

This Directive shall not apply to mutual undertakings which pursue non-life insurance activities and which have concluded with other mutual undertakings an agreement which provides for the full reinsurance of the insurance policies issued by them or under which the accepting undertaking is to meet...

1. This Directive shall not apply to an assistance activity which fulfils all the following conditions:(a) the assistance is provided in the event of an accident or breakdown involving a road vehicle when the accident or breakdown occurs in the territory of the Member State of the undertaking...

In regard to non-life insurance, this Directive shall not apply to the following operations:(1) capital redemption operations, as defined by the law in each Member State;(2) operations of provident and mutual benefit institutions whose benefits vary according to the resources available and in...

Without prejudice to Article 2(3)(c), this Directive shall not apply to insurance forming part of a statutory system of social security.

Scope1. This Directive shall apply to direct life and non-life insurance undertakings which are established in the territory of a Member State or which wish to become established there.It shall also apply to reinsurance undertakings which conduct only reinsurance activities and which are...

General and special policy conditions shall not include any conditions intended to meet, in an individual case, the particular circumstances of the risk to be covered.