Subject MatterThis Directive lays down rules concerning the following:(1) the taking-up and pursuit, within the Community, of the self-employed activities of direct insurance and reinsurance;(2) the supervision of insurance and reinsurance groups;(3) the reorganisation and winding-up of direct...

Scope1. This Directive shall apply to direct life and non-life insurance undertakings which are established in the territory of a Member State or which wish to become established there.It shall also apply to reinsurance undertakings which conduct only reinsurance activities and which are...

Without prejudice to Article 2(3)(c), this Directive shall not apply to insurance forming part of a statutory system of social security.

1. Without prejudice to Article 3 and Articles 5 to 10, this Directive shall not apply to an insurance undertaking which fulfils all the following conditions:(a) the undertaking’s annual gross written premium income does not exceed EUR 5 million;(b) the total of the undertaking’s technical...

In regard to non-life insurance, this Directive shall not apply to the following operations:(1) capital redemption operations, as defined by the law in each Member State;(2) operations of provident and mutual benefit institutions whose benefits vary according to the resources available and in...

1. This Directive shall not apply to an assistance activity which fulfils all the following conditions:(a) the assistance is provided in the event of an accident or breakdown involving a road vehicle when the accident or breakdown occurs in the territory of the Member State of the undertaking...

This Directive shall not apply to mutual undertakings which pursue non-life insurance activities and which have concluded with other mutual undertakings an agreement which provides for the full reinsurance of the insurance policies issued by them or under which the accepting undertaking is to meet...

This Directive shall not apply to the following institutions which pursue non-life insurance activities unless their statutes or the applicable law are amended as regards capacity:(1) in Denmark, Falck Danmark;(2) in Germany, the following semi-public institutions:(a) Postbeamtenkrankenkasse,(b)...

In regard to life insurance, this Directive shall not apply to the following operations and activities:(1) operations of provident and mutual-benefit institutions whose benefits vary according to the resources available and which require each of their members to contribute at the appropriate flat...