S.14.01 includes information about life insurance contracts and also includes annuities stemming from non–life contracts (which are also included in S.16.01). All such types of insurance contracts shall be reported. The template is to be filled in by product using the internal product ID code as used by the undertaking or as attributed by the competent authority for supervisory purposes. The commercial name of the product (undertaking-specific) is to be filled in C0120. In this cell the proper commercial name should be identified when the annuity is sold directly to policyholders.

In the specific cases where the liability stems from a non-life obligation it is not expected that the non-life product is identified and it is also appropriate that annuities' obligations steaming from non-life obligations are reported in one single line. In this case the approach you propose in filling C0120 is reasonable.