A query has arose in relation to the instructions in S.19.01 for 2 specific items:
•    Gross Reported but not Settled Claims (RBNS) - triangle
•    Gross undiscounted Best Estimate Claims Provisions - triangle

The instructions attached to both of these items includes the following sentence "The data are in absolute amount, non-cumulative and undiscounted".
The issue is with the word "non-cumulative" above; why is this word included?

We can understand why it is included in the instructions for the item "Gross Claims Paid (non-cumulative) - triangle", but for the items listed in the two bullet points above, we would expect these triangles to be produced on a cumulative basis (i.e. not on an incrememtal basis).

We would be interested in views from other members at your earliest convenience.