EIOPA publishes report on oversight activities in 2025

The European Insurance and Occupational Pensions Authority (EIOPA) published today a new report providing an overview of EIOPA’s oversight activities throughout 2025. Over the past year, EIOPA enhanced coordination among national supervisors and strengthened supervisory capacity across the European Economic Area (EEA) through country visits, technical assessments as well as active participation in colleges of supervisors, collaboration platforms and on-site inspections.

EIOPA’s oversight-related engagements in 2025 spanned a wide range of areas from prudential and conduct-of-business matters to the supervision of internal models and the oversight of cross-border groups. Following the implementation of DORA, EIOPA’s oversight work also extended to digital operational resilience issues for the first time, such as cyber incident reporting, crisis management preparedness and the practical implementation of the framework by national supervisors.

Bilateral engagements with National Competent Authorities (NCAs), including country visits, helped EIOPA gain a deeper understanding of national supervisory practices and promote high-quality supervision and greater convergence in how undertakings are supervised. In 2025, EIOPA conducted 10 country visits: three focused on prudential topics, six on conduct-of-business supervision, and one on pension-related matters.

Regarding colleges of supervisors—permanent forums for collaboration among supervisory authorities—EIOPA actively participated in 33 of the 60 colleges, following a risk-based approach to prioritisation. Additionally, EIOPA also participated in seven banking-led financial conglomerates colleges and seven colleges of third-country international groups.

EIOPA participated in nine collaboration platforms, three joint on-site inspections, carried out three comparative studies on internal models, provided technical assistance to NCAs and monitored regulatory and supervisory developments in third countries with equivalent regimes.

The report provides a detailed overview of all these activities.

Go to the Report

View the Factsheet

Notes

EIOPA is an EU body responsible for the supervision and regulation of the insurance and occupational pensions markets at the EU level. However, under the current system of supervision, the day-to-day oversight of insurance undertakings remains the responsibility of national supervisory authorities. EIOPA plays a coordinating role, particularly in cross-border cases, to promote effective and consistent supervisory responses and to ensure the fair treatment of all affected policyholders.