EIOPA publishes its 2025 Annual Report

The European Insurance and Occupational Pensions Authority (EIOPA) has published its Annual Report for 2025. The report details the work of EIOPA and outlines its accomplishments in the past year.

2025 was marked by geopolitical instability, rapid advances in Artificial Intelligence, more frequent and intense weather events, and the rise of cyber threats. Despite a challenging environment, EIOPA remained committed to protecting the public interest by contributing to the stability, effectiveness and sustainability of the European financial system.

A key area of work has been supporting the objectives of the Savings and Investments Union (SIU). EIOPA continued to work actively on the pension agenda, given that a closer focus on retail investment and smarter saving for retirement will not only support the SIU but will also address the pensions gap in the EU.

Furthermore, in line with the European Commission’s priorities, EIOPA has defined its approach on regulatory simplification and burden reduction, advocating for smarter, more harmonised regulation, alongside more effective supervision at EU level, and embedded this approach across many areas of work. 

Throughout the year, EIOPA successfully delivered on its strategic priorities to: 

• Embed regulatory simplification and burden reduction principles across different areas of work,
• Contribute to building up sus­tainable insurance and pensions, including by addressing protec­tion gaps,
• Support the supervisory commu­nity and the industry in mitigating the risks of the digital transformation and seize its opportunities, including by further promoting a data-driven culture,
• Promote sound, efficient and consistent prudential and con­duct supervision throughout Europe, particularly in view of in­creasing cross-border business,
• Deliver high-quality advice and other policy work taking into account changing and growing needs of society as well as the ef­fects of new financial regulation,
• Further enhance financial stabil­ity, with a particular focus on analysing the risks, vulnerabilities and emerg­ing threats within the EU’s financial sector,
• Serve as a model EU authority with high professional standards, cost-effective governance, and a positive reputation within the EU and globally.

Lastly, to ensure that EI­OPA’s mission is aligned with future challenges, in 2025 EIOPA defined its new strategy for the coming years. It focuses on three strategic pillars: strengthening the functioning of the Single Market, enhancing market and societal resilience against risks and making supervision simpler, bolder and faster. Operating in supervisory unity through the consistent application and effective enforcement of regulatory requirements, EIOPA is seeking to protect consumers’ rights and foster public trust in the EU’s insurance and occupational pensions sectors.

Download the report