EIOPA issues reports, thematic reviews, peer reviews and research papers on areas such as: supervision, consumer protection, financial stability and risk.
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Reports and research (245)
RSSJoint Committee report on risks and vulnerabilities in the EU financial system
Joint Committee report on risks and vulnerabilities in the EU financial system
- Documents type
- Report
- Topics type
- Financial stability
Final Report on draft Regulatory Technical Standards
The European Supervisory Authorities (ESAs) have developed through the Joint Committee (JC) draft Regulatory Technical Standards (RTS) with regard to the content, methodologies and presentation of sustainability-related disclosures under empowerments Articles 2a, 4(6) and (7), 8(3), 9(5), 10(2)...
- Documents type
- ReportTechnical standard
- Topics type
- SustainabilityDisclosure
Final Report following consultation on draft regulatory technical standards to amend the PRIIPs KID
Final Report following consultation on draft regulatory technical standards to amend the PRIIPs KID
- Documents type
- ReportTechnical standard
- Topics type
- PRIIPs
Report on the use of capital add-ons during 2019
The objective of the capital add-on measure is ensure that the regulatory capital requirements reflect the risk profile of the undertaking or of the group.This analysis included in the report is based on 2019 year-end data collected under Directive 2009/138/EC (Solvency II) as reported by the...
- Documents type
- Report
- Topics type
- Solvency II
Consumer Trends Report 2020
The Consumer Trends Report 2020 and the risk heat-map provide a snapshot of the impact of the COVID-19 crisis on the insurance and pension sector from a consumer protection perspective as of 30 June 2020.
- Documents type
- Consumer trends reportReport
- Topics type
- Consumer protectionCOVID-19
Final Report on draft implementing technical standards on the reporting of intra-group transactions and risk concentration
Final Report on draft implementing technical standards on the reporting of intra-group transactions and risk concentration
- Documents type
- ReportReporting templateTechnical standard
- Topics type
- Reporting
Financial Stability Report December 2020
The December 2020Financial Stability Report sheds light on the financial stability risks in the European insurance and pension sector.
- Documents type
- Financial stability reportReport
- Topics type
- Risk assessmentFinancial stability
Consumer guide: What should you do if you have a life insurance policy or pension from the UK?
This consumer guide provides practical information for consumers with a life insurance policy or pension from the UK and living in the European Union or considering moving residence from the UK to the EU.Note: The translations of the Brexit Consumer Guide into the official EU languages listed...
- Documents type
- Consumer warningsFact sheet
- Topics type
- BrexitConsumer protection
Reporting and disclosure: quantitative reporting templates
This document is provided in addition to EIOPA’s Opinion on the 2020 review of Solvency II. It covers the Individual Quantitative Reporting Templates (QRTs) at solo and group level, including Financial Stability Reporting and aims to provide stakeholders the full view of the future reporting and...
- Documents type
- ReportReporting template
- Topics type
- ReportingSolvency II
Factsheet: overview on EIOPA's Opinion on the 2020 review of Solvency II
The introduction of Solvency II in January 2016 was a milestone.The insurance industry now uses a risk-based approach to assess and mitigate risks. It also has better aligned capital to the risks it runs. Insurers have significantly strengthened their governance models and their risk management...
- Documents type
- Fact sheet
- Topics type
- Solvency II
Annual Report on administrative sanctions and other measures under the Insurance Distribution Directive (IDD)
This Report provides an overview of the administrative sanctions or other measures imposed by national competent authorities (NCAs) under the Insurance Distribution Directive (IDD).This is EIOPA’s first annual report regarding the information on sanctions it is required to publish under the IDD...
- Documents type
- Report
- Topics type
- IDD
Report on long-term guarantees measures and measures on equity risk 2020
This report on the LTG measures and the measures on equity risk is the fifth and last annual report.The LTG measures are the extrapolation of risk-free interest rates, the matching adjustment, the volatility adjustment, the extension of the recovery period in case of non-compliance with the...
- Documents type
- Report
- Topics type
- Long-term guarantees measuresSolvency II
Peer Review on EIOPA’s Decision on the collaboration of the insurance supervisory authorities
This peer review analyses supervisory practices related to the decision concerning the collaboration amongst supervisory authorities in relation to insurance cross-border activities, data storage and portfolio transfer. It contains the main findings and recommended actions to the National...
- Documents type
- Peer reviewReport
- Topics type
- Cross-borderSupervision
European Insurance Overview 2020
The Annual European Insurance Overview is an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has a high coverage in all countries and is reported in a consistent manner across the...
- Documents type
- Insurance overview reportReport
- Topics type
- StatisticsFinancial stability
EIOPA’s approach to the supervision of product oversight and governance
The Insurance Distribution Directive (IDD) (1) Product Oversight and Governance (POG) requirements aim at ensuring that the interests of customers take prime importance during product design and throughout the lifecycle of a product, including within arrangements for its distribution.This document...
- Documents type
- Report
- Topics type
- OversightSupervision
Report on risks and vulnerabilities in the EU financial system
The outbreak of the Coronavirus has brought huge social disruptions and unprecedented economic challenges, with inevitable impact on the EU financial sector. Valuation, liquidity, credit and solvency risks have increased across the board. While liquidity positions of EU banks remained relatively...
- Documents type
- Report
- Topics type
- COVID-19Risk assessment
The impact of EIOPA statement on insurers dividends: evidence from equity market
AbstractIn an environment of a quick unfolding crisis with high uncertainty, the European Insurance and Occupational Pensions Authority issued on 2nd April 2020 a statement requesting (re)insurers to suspend all discretionary dividend distributions and share buy backs aimed at remunerating...
- Documents type
- Thematic article
- Topics type
- Financial stabilitySupervision
The EU sustainable finance taxonomy from the perspective of the insurance and reinsurance sector
This article investigates how much investment held by insurers may be eligible to the EU sustainable finance taxonomy.To this aim, Solvency II item-by-item investment data is employed. As part of the Green Deal, the Commission presented the European Green Deal Investment Plan, which will mobilize...
- Documents type
- Thematic article
- Topics type
- TaxonomySustainabilityFinancial stability
EIOPA Financial Stability Report July 2020
During the last months, the Covid-19 outbreak further proved the importance of the Solvency II regulatory framework. The market-consistent and risk based approach helped insurers to better align capital to risk, build-up resilience and enhance the risk management practices, while the adjustments...
- Documents type
- Financial stability reportPublicationReport
- Topics type
- Financial stability
Impact of ultra low yields on the insurance sector, including first effects of COVID-19 crisis
In the current macro-financial environment, one of the major concerns for the insurance market is the exceptionally ultra-low/negative level of interest rates.In addition, the Covid-19 outbreak has severely affected the macroeconomic and market conditions worldwide, with the launch of support...
- Documents type
- PublicationReport
- Topics type
- Financial stability