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European Insurance and Occupational Pensions Authority

Survey in preparation for the Call for Advice from the EC on the delegated acts under the IDD


Opening date

Target audience

​​​​The European co-legislators are in the final stages of approving the Insurance Distribution Directive (hereafter “IDD”) and it is anticipated that it will be published in the Official Journal of the EU in January/February 2016. The IDD aims to strengthen the protection of customers and to harmonise the national provisions concerning the distribution of insurance products. The IDD text empowers the European Commission to adopt delegated acts to specify various regulatory requirements of the IDD, in particular the legislative requirements with regard to Product Oversight and Governance Arrangements (Article 25, IDD), the Management of Conflicts of Interest (Articles 27 and 28, IDD), Inducements (Article 29, IDD) as well as the Assessment of Suitability and Appropriateness and Reporting to customers (Article 30, IDD).

It is expected that the European Commission will seek EIOPA’s technical advice to develop recommendations on how these requirements should be specified. EIOPA therefore considers it important to initiate this work as soon as possible, due to the novelty of many issues and possible implications for existing business models and market structures. For this reason, EIOPA would like to involve market participants and stakeholders at an early stage seeking their input for the thorough development of robust policy recommendations, which will be consulted on at a later stage. Along this process, stakeholder engagement will be very important and EIOPA will continue its dialogue by various measures involving stakeholders in 2016. 

Therefore, EIOPA kindly invites market participants and stakeholders to participate in this survey and to comment on the questions raised.

The deadline for providing your comments to EIOPA has expired. Comments are most helpful if they:

  • respond to the question stated, where applicable; and
  • contain a clear rationale.

The deadline for providing your comments to EIOPA has expired.​

Publication of responses

Contributions received will be published on EIOPA's public website unless you request otherwise in the respective field in the template for comments.  

Please note that EIOPA is subject to Regulation (EC) No 1049/2001 regarding public access to documents and EIOPA's rules on public access to documents.

Contributions will be made available at the end of the public consultation period.

Data protection

Please note that personal contact details (such as name of individuals, email addresses and phone numbers) will not be published. They will only be used to request clarifications if necessary on the information supplied.

EIOPA, as a European Authority, will process any personal data in line with Regulation (EC) No 45/2001 on the protection of the individuals with regards to the processing of personal data by the Community institutions and bodies and on the free movement of such data. More information on data protection can be found under Legal notice.​


Respond to the consultation

The response period for this consultation has ended. Thank you for your input.