QA of the Joint Committee

Joint Q&As

The three European Supervisory Authorities - EBA, ESMA and EIOPA - the ESAs, develop joint Q&As to support the consistent and effective application of the EU regulatory framework for the financial services sector. These Q&As also contribute to the completion of the EU Single Rule Book.

The ESAs do this by publicly providing responses to questions asked by the public, financial market participants, competent authorities, Union institutions and other stakeholders. 

 How to submit a Joint ESAs Q&A?

In accordance with Article 16b) of the ESAs  founding Regulation, stakeholders can submit questions on the practical application or implementation of the provisions of legislative acts that are under the joint remit of the ESAs, as well as the Technical Standards, Guidelines and Recommendations adopted under these legislative acts.

Questions should relate to the practical application or implementation of provisions of the relevant Legal Act and/or associated Delegated or Implementing Acts, RTS, ITS, Guidelines, or Recommendations. They should be as short and concise as possible. Questions that require the interpretation of EU law it will be forwarded to the European Commission who will prepare answers.

Questions under review and their final answers will be published on Fridays in the below table.

If you have questions related to the European Markets Infrastructure Regulation (EMIR), which includes the RTS 2016/2251 on bilateral margining or on the Simple, transparent and standardised Securitisation Regulation (SecReg) you may submit your question using the following links:




List of published Joint Q&As

Legislative Act

Questions under review

Answers published


[Regulation (EU) No 648/2012]


[ESA Q&As]


[Regulation (EU) 2017/2402]


[ESA Q&As]


[Regulation (EU) 2019/2088]

[Queries forward to EC September 2022]


[ESA Q&A published in November 2022]

[EC letter May 2022 pdf]

[EC decision May 2022 pdf]

[Q&A published in May 2022 - answers provided by EC]

[EC letter July 2021 pdf]

[EC decision July 2021 pdf]

[Q&A published in May 2021 - answers provided by EC pdf]

[EC letter corrigendum November 2021 pdf]

[EC decision corrigendum November 2021 pdf] 

last updated on 17 November 2022


[Regulation (EU) No 1286/2014]


[ESA Q&As]

last updated on 14 Nov 2022

Securitisation Regulation

[Regulation (EU) 2017/2402]


[ESA Q&As]

last updated on 10 Dec 2021