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European Insurance and Occupational Pensions Authority

Innovation facilitators in the EU

The EU Digital Finance Platform is a new collaborative space bringing together industry and public authorities. Among other functionalities, such as the European fintech map, it enables the cross-border testing framework. You will find below the list of innovation facilitators in the EEA. 

Innovation hubs                                           

As of October 2023, 41 innovation hubs exist across 30 countries in the EEA.

Country

Name of the innovation hub

Link to innovation hub

Year of establishment

      Cross-sectorial coverage

Banking/    Insurance    Securities/    Payments                         Markets

Austria

Sandbox & FinTech Contact Point

Link

2016

X

X

X

Belgium

FinTech portal

Link

2016

X

X

X

Bulgaria

Innovation hub

Link

2019

 

X

X

Croatia

CNB Innovation Hub

Link

2019

X

 

 

Croatia

Hanfa Innovation Hub

Link

.

 

X

X

Cyprus

CBC Innovation Hub

Link

2022

X

 

 

Cyprus

CYSEC Innovation Hub

Link

2018

 

 

X

Czechia

FinTech contact point

Link

2019

X

X

X

Denmark

FinTech Team

Link

.

X

X

 

Estonia

Innovation Hub

Link

2021

X

X

X

Finland

Innovation Help Desk

Link

2016

X

X

X

France

Pôle FinTech et Innovation

Link

2016

X

X

 

France

Innovation & Digital Finance Hub

Link

2016

 

 

X

Germany

FinTech Innovation Hub

Link

2017

X

X

X

Greece

BoG FinTech Innovation Hub

Link

2019

X

X

 

Greece

HCMC Innovation Hub

Link

2019

 

 

X

Hungary

MNB Innovation Hub or InnoHub

Link

2018

X

X

X

Iceland

Sedlabank FinTech Helpdesk

Link

2019

X

X

X

Ireland

Central Bank of Ireland Innovation Hub

Link

2018

X

X

X

Italy

Milano Hub – Innovation Center of Bank of Italy

Link

2021

X

X

X

Italy

Canale Insurtech

Link

2016

 

X

 

Italy

Canale FinTech

Link

2017

X

X

X

Italy

LIFTECH

Link

2021

 

 

X

Latvia

Innovation hub Inovāciju centrs

Link

2017

X

X

X

Liechtenstein

Regulatory Laboratory / Financial Innovation

Link

2018

X

X

X

Lithuania

LB Newcomer Programme

Link

2018

X

X

X

Luxembourg

Innovation Hub

Link

2020

X

 

X

Malta

Innovation Office

Link

2018

X

X

X

Netherlands

AFM, DNB, ACM Innovation Hub

Link

2016

X

X

X

Norway

Finanstilsynet Guide to FinTech businesses

Link

2019

X

X

X

Poland

The KNF Innovation Hub Program

Link

2018

X

X

X

Portugal

CMVM Innovation Hub

Link

2022

 

 

X

Portugal

Portugal FinLab - Where regulation meets innovation

Link

2018

X

X

X

Portugal

FinTech+

Link

2018

X

 

 

Romania

ASF FinTech Innovation Hub

Link

2019

X

X

X

Romania

FinTech Innovation Hub

Link

2019

X

 

 

Slovakia

Inovačný hub (Innovation hub)

Link

2019

X

X

X

Slovenia

Banka Slovenije's FinTech Innovation Hub

Link

2019

X

 

 

Spain

Queries on technological innovation

Link

2021

X

 

 

Spain

Portal FinTech

Link

2016

 

 

X

Sweden

Innovation Center

Link

2018

X

X

X

 

Regulatory sandboxes

As of October 2023, 14 regulatory sandboxes exist across 12 countries in the EEA.

Country

Name of the regulatory sandbox

Link to regulatory sandbox

Year of establishment

Cross-sectorial coverage

Banking/       Insurance    Securities/

Payments                             Markets

Austria

Sandbox & Fintech Contact Point

Link

2020

X

X

X

Denmark

FT Lab

Link

2018

X

X

X

Estonia

Sandbox

Link

2023

X

X

X

Greece

Bank of Greece Regulatory Sandbox

Link

2021

X

X

 

Hungary

MNB Innovation Hub - Regulatory Sandbox (Financial Innovation Testing Environment - FITE as defined in the MNB Decree)

Link

2018

X

X

X

Italy

IVASS Sandbox Regolamentare

Link

2021

 

X

 

Italy

Banca d’Italia Regulatory sandbox

Link

2021

X

 

 

Italy

CONSOB Regulatory Sandbox

Link

2021

X

X

X

Latvia

Bank of Latvia Regulatory Sandbox

Link

2017

X

 

 

Lithuania

Regulatory Sandbox

Link

2018

X

X

X

Malta

MFSA FinTech Regulatory Sandbox

Link

2020

X

X

X

Norway

Finanstilsynet's regulatory sandbox

Link

2019

X

X

X

Slovakia

Regulačný sandbox

Link

2022

X

X

X

Spain

Espacio controlado de pruebas (Controlled testing environment)

Link

2020

X

X

X