The EU Digital Finance Platform is a new collaborative space bringing together industry and public authorities. Among other functionalities, such as the European fintech map, it enables the cross-border testing framework. You will find below the list of innovation facilitators in the EEA.
Innovation hubs
As of October 2023, 41 innovation hubs exist across 30 countries in the EEA.
Country |
Name of the innovation hub |
Link to innovation hub |
Year of establishment |
Cross-sectorial coverage Banking/ Insurance Securities/ Payments Markets |
||
Austria |
Sandbox & FinTech Contact Point |
2016 |
X |
X |
X |
|
Belgium |
FinTech portal |
2016 |
X |
X |
X |
|
Bulgaria |
Innovation hub |
2019 |
|
X |
X |
|
Croatia |
CNB Innovation Hub |
2019 |
X |
|
|
|
Croatia |
Hanfa Innovation Hub |
. |
|
X |
X |
|
Cyprus |
CBC Innovation Hub |
2022 |
X |
|
|
|
Cyprus |
CYSEC Innovation Hub |
2018 |
|
|
X |
|
Czechia |
FinTech contact point |
2019 |
X |
X |
X |
|
Denmark |
FinTech Team |
. |
X |
X |
|
|
Estonia |
Innovation Hub |
2021 |
X |
X |
X |
|
Finland |
Innovation Help Desk |
2016 |
X |
X |
X |
|
France |
Pôle FinTech et Innovation |
2016 |
X |
X |
|
|
France |
Innovation & Digital Finance Hub |
2016 |
|
|
X |
|
Germany |
FinTech Innovation Hub |
2017 |
X |
X |
X |
|
Greece |
BoG FinTech Innovation Hub |
2019 |
X |
X |
|
|
Greece |
HCMC Innovation Hub |
2019 |
|
|
X |
|
Hungary |
MNB Innovation Hub or InnoHub |
2018 |
X |
X |
X |
|
Iceland |
Sedlabank FinTech Helpdesk |
2019 |
X |
X |
X |
|
Ireland |
Central Bank of Ireland Innovation Hub |
2018 |
X |
X |
X |
|
Italy |
Milano Hub – Innovation Center of Bank of Italy |
2021 |
X |
X |
X |
|
Italy |
Canale Insurtech |
2016 |
|
X |
|
|
Italy |
Canale FinTech |
2017 |
X |
X |
X |
|
Italy |
LIFTECH |
2021 |
|
|
X |
|
Latvia |
Innovation hub Inovāciju centrs |
2017 |
X |
X |
X |
|
Liechtenstein |
Regulatory Laboratory / Financial Innovation |
2018 |
X |
X |
X |
|
Lithuania |
LB Newcomer Programme |
2018 |
X |
X |
X |
|
Luxembourg |
Innovation Hub |
2020 |
X |
|
X |
|
Malta |
Innovation Office |
2018 |
X |
X |
X |
|
Netherlands |
AFM, DNB, ACM Innovation Hub |
2016 |
X |
X |
X |
|
Norway |
Finanstilsynet Guide to FinTech businesses |
2019 |
X |
X |
X |
|
Poland |
The KNF Innovation Hub Program |
2018 |
X |
X |
X |
|
Portugal |
CMVM Innovation Hub |
2022 |
|
|
X |
|
Portugal |
Portugal FinLab - Where regulation meets innovation |
2018 |
X |
X |
X |
|
Portugal |
FinTech+ |
2018 |
X |
|
|
|
Romania |
ASF FinTech Innovation Hub |
2019 |
X |
X |
X |
|
Romania |
FinTech Innovation Hub |
2019 |
X |
|
|
|
Slovakia |
Inovačný hub (Innovation hub) |
2019 |
X |
X |
X |
|
Slovenia |
Banka Slovenije's FinTech Innovation Hub |
2019 |
X |
|
|
|
Spain |
Queries on technological innovation |
2021 |
X |
|
|
|
Spain |
Portal FinTech |
2016 |
|
|
X |
|
Sweden |
Innovation Center |
2018 |
X |
X |
X |
Regulatory sandboxes
As of October 2023, 14 regulatory sandboxes exist across 12 countries in the EEA.
Country |
Name of the regulatory sandbox |
Link to regulatory sandbox |
Year of establishment |
Cross-sectorial coverage Banking/ Insurance Securities/ Payments Markets |
||
Austria |
Sandbox & Fintech Contact Point |
2020 |
X |
X |
X |
|
Denmark |
FT Lab |
2018 |
X |
X |
X |
|
Estonia |
Sandbox |
2023 |
X |
X |
X |
|
Greece |
Bank of Greece Regulatory Sandbox |
2021 |
X |
X |
|
|
Hungary |
MNB Innovation Hub - Regulatory Sandbox (Financial Innovation Testing Environment - FITE as defined in the MNB Decree) |
2018 |
X |
X |
X |
|
Italy |
IVASS Sandbox Regolamentare |
2021 |
|
X |
|
|
Italy |
Banca d’Italia Regulatory sandbox |
2021 |
X |
|
|
|
Italy |
CONSOB Regulatory Sandbox |
2021 |
X |
X |
X |
|
Latvia |
Bank of Latvia Regulatory Sandbox |
2017 |
X |
|
|
|
Lithuania |
Regulatory Sandbox |
2018 |
X |
X |
X |
|
Malta |
MFSA FinTech Regulatory Sandbox |
2020 |
X |
X |
X |
|
Norway |
Finanstilsynet's regulatory sandbox |
2019 |
X |
X |
X |
|
Slovakia |
Regulačný sandbox |
2022 |
X |
X |
X |
|
Spain |
Espacio controlado de pruebas (Controlled testing environment) |
2020 |
X |
X |
X |