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European Insurance and Occupational Pensions Authority

Open insurance: accessing and sharing insurance-related data


Opening date

Target audience

Public consultation on open insurance, focused on access to and sharing of insurance-related data.

In the Discussion Paper, EIOPA explores questions on whether and how far insurance value chains should be ‘opened’ up by the sharing of insurance-related and specific policyholder data amongst insurance and non-insurance firms, to protect policyholder rights and to allow for innovation in products and services. The main areas of the consultation paper include:

  • open insurance definition and use cases
  • risks and benefits of open insurance
  • regulatory barriers
  • possible areas to consider for a sound open insurance framework 

Stakeholders are strongly encouraged to provide views to the Discussion Paper by filling out the EU Survey Tool by 28 April 2021.

Respond to the consultation

The response period for this consultation has ended. Thank you for your input.

Reference documents

Discussion Paper

31 JANUARY 2023
Open insurance discussion- paper.pdf


31 JANUARY 2023
Responses to the public consultation on open insurance.xls

Feedback statement

31 JANUARY 2023
Feedback Statement on Open Insurance - accessing and sharing insurance-related data.pdf