If an insurance undertaking does not provide a personalised recommendation regarding the unit-linked insurance contract and its underlying assets, to the customer, can EIOPA provide guidance on how the receipt of such rebates by insurance undertakings interacts with the requirements of Article 29...

Can EIOPA provide practical examples to show how the principle of proportionality can be applied in relation to the measures set out in the IDD for managing conflicts of interest?

Would an independent broker who acts on behalf of the customer, be able to contribute to issuing documentation and claims assessment on behalf of the undertaking if it handles any arising conflicts of interest in an appropriate manner?

In order to be registered as an insurance intermediary, competent authorities have to request certain information from the insurance intermediary on the identities of shareholders, persons with close links etc. Under IDD, the insurance intermediary would also have to provide certain information to...

If the insurance undertaking receives rebates with different rates from fund managers, what are the implications for the assessment under Article 29(2), IDD?

Are small insurance intermediaries and sole traders expected to provide written reports to senior management at least annually on Conflicts of Interest incidents?

Is an intermediary expected to manage conflicts of interest even if it discloses the conflicts of interest to the customer?

Are intermediaries expected to report about Conflicts of Interest to the insurance undertaking?

Are insurance intermediaries, who are under a contractual obligation to conduct insurance distribution business exclusively with one or more insurance undertakings, expected to develop their own policy for Conflicts of Interest?