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EIOPA welcomes comments on the Consultation Paper on EIOPA's advice on the development of an EU Single Market for personal pension products (PPP), focussing on:
Q1: Would PPPs benefit from harmonisation of provider governance standards? What should be the basis for provider governance standards for PPPs? Do you agree with EIOPA's proposals?
Q2: Would PPPs benefit from harmonisation of product governance rules? What should be the basis for product governance rules for PPPs? Do you agree with EIOPA's proposals?
Q3: Would PPPs benefit from harmonisation of distribution rules? What should be the basis for distribution rules for PPPs? Do you agree with EIOPA's proposals?
Q4: Would PPP benefit from harmonisation in disclosure rules? What should be the basis of these rules? Do you agree with EIOPA's proposals?
Q5: Are you aware of any differences in prudential regimes that would lead to an unlevel playing field amongst PPP providers? Do you agree with EIOPA's view not to add specific capital requirements for PPPs?
Q6: Are further supervisory powers tailored to PEPP necessary? Do you agree with EIOPA's proposals?
Q7: Do you agree with EIOPA's assessment of the policy options' impacts?
Comments are most helpful if they:
- respond to the questions stated above and in annex II, where applicable;
- contain a clear rationale; and
- describe any alternatives EIOPA should consider.