Publications

Big Data Analytics in motor and health insurance

Framework for assessing conduct risk through the product lifecycle

Report on Outsourcing to the Cloud

IRSG Feedback Statement on EIOPA's questionnaire on Consumer trends

He has been called ”Insurance tsar”. The 53-year Portuguese Gabriel Bernardino has led the European supervisory authority for insurance and occupational pensions, EIOPA, since its creation in 2011. Prior to that, he was Chairman of the predecessor Committee of European Insurance and Occupational...

In your 2017 oversight report you tracked down all the supervisory activities you had done that year. How does EIOPA evaluate itself in terms of efficiency of its actions?We are not only looking to the activities per se, but also what did it bring to the European consumer. If you look at it from...

EIOPA published recently the first paper of a series on systemic risk and macroprudential policy in the insurance sector. What are the lessons learnt from the financial crisis and the banking sector affecting the European insurance sector?Although the insurance sector differs substantially from...

Key objectives of the stress test exercise Mr Bernardino, today EIOPA published the results of its fourth Insurance Stress Test. What are the key objectives?The key objectives of this year’s stress test is to assess the resilience of insurance groups throughout Europe to a set of severe but...

Insurers struggle with the combination of capital requirements and low interest rates. “Interest rates could remain low for years”, thinks Gabriel Bernardino, who is Chairman of EIOPA, their European regulator. Pension funds tend to like EIOPA, because it is less strict on interest rates than the...