Interviews & contributions

First of all, Hielkema stressed, the strong solvency of the European insurance industry. "The average solvency ratio in Europe is 260% and in Spain the sector is at 240%. Although we always monitor these levels of capitalization, we are calm, despite the difficult macroeconomic situation.

The financial sector plays an important role in financing a timely transition to a more sustainable economy.

Supervisors need to focus on digitalisation and ensure that they are equipped with the right skills.

The responsible adoption of Artificial Intelligence will reshape the insurance industry.

Insurers play a critical role through innovative products incentivising climate risk prevention.

Insurers play a critical role through innovative products incentivising climate risk prevention

Insurance-based investment products should be cost-efficient and offer “value for money” to consumers

Insurers and pension funds have successfully navigated recent stress events, but still headwind ahead.

The appetite of insurers and reinsurers to invest in securitisations remains low.