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The European Supervisory Authorities (EBA, ESMA and EIOPA – the ESAs)warn consumers that many crypto-assets are highly risky and speculative. The ESAs set out key steps consumers can take to ensure they make informed decisions.This warning comes in the context of growing consumer activity and...

Peer Review Methodology

One of the main goals of EIOPA is to ensure a high, effective and consistent level of supervision across Europe, with the aim of guaranteeing a similar level of protection of policyholders and beneficiaries across jurisdictions, preventing supervisory arbitrage and guaranteeing a level playing...

This report sets out the findings and advice of the ESAs in response to the European Commission’s Call for Advice on digital finance and related issues. It covers cross-sectoral and sector-specific market developments in the three key areas identified in the Call for Advice, and the risks and...

The repository contains 127 national initiatives that provide consumers with helpful information on how to improve their financial literacy.If you are interested in initiatives aimed to help consumers find their way in the insurance and pensions sectors, check ourFinancial education map.

The methodological paper focuses on the climate change component and is a further step in enhancing EIOPA’s stress testing framework.In particular, the paper sets out methodological principles that can be used to design bottom-up stress test exercises that aim to assess the vulnerability of...

ESAs statement on ESRB Recommendation on a pan-European systemic cyber incident coordination framework

The Consumer Trends Report 2021 and the risk heat-map provide a snapshot of the impact of the COVID-19 crisis on the insurance and pension sector from a consumer protection perspective, highlitinga fast-forwarded digitalisation trend with underlying opportunities, but also some concerns from a...

List of Financial Conglomerates 2021

Amongst others, this report examines:any changes in the insurance intermediaries' market structure;any changes in the patterns of cross-border activity;the improvement of quality of advice and selling methods and the impact of the IDD on insurance intermediaries which are small and medium-sized...

The report is based on the Solvency II annual and quarterly quantitative reporting templates with reference during 2020 and the first quarter of 2021, as submitted to EIOPA by solo undertakings or insurance groups from the European Economic Area.The results show that proportionality is implemented...

The European Insurance and Occupational Pensions Authority (EIOPA) published its second annual report on administrative sanctions and other measures imposed during 2020 by national competent authorities under the Insurance Distribution Directive (IDD).In 2020, national competent authorities...

The objective of the revised Guidelines is to facilitate and further promote the use of LEI as unique identification code for legal entities. By harmonising the identification of legal entities ensuring high quality, reliable and comparable data, the Guidelines will continue to establish...

As part of its Data and IT Strategy EIOPA identified the need to amend its previous Decision on Collection of Information (EIOPA-BoS-15/198) enhancing its scope, not only to Solvency II, but also addressing information on Pensions (IORP) and Pan-European Pension Products (PEPP) frameworks.The...

EIOPA Taxonomy Roadmap

2021 Insurance stress test report

EFIF Procedural framework for innovation facilitator cross-border testing

The December 2021 Financial Stability Report examined key macroeconomic developments, including the effects of the ongoing COVID-19 pandemic, and the prevalence of risks that are key for the insurance and pension sectors.

EIOPA's digital transformation strategyaddresses the challenges posed by the digitalisation of the insurance and pensions sector, while enabling stakeholders to harness the benefits that arise from new technologies and business models.