ESAs letter to EFRAG on the endorsement process of IFRS 17 Insurance Contracts

Decision on the Cooperation of Competent Authorities under the IDD

The Report shows that while the phenomenon of automation in financial advice seems to be slowly growing, the overall number of firms and customers involved is still quite limited. As the identified risks have not materialised and considering the limited growth of the phenomenon, the ESAs believe...

The outcome of this structured dialogue with the industry provides useful insights on the functioning, growth potential, challenges and risks of cyber insurance in Europe in the context of the expected growing importance of cyber insurance in the portfolios of (re)insurers. Although based on a...

Letter from EIOPA Chairman to Valdis Dombrovskis, Vice-President for the Euro and Social Dialogue, on Draft amendments and correction to the Implementing Technical Standards on Reporting and Disclosure

Draft Regulatory Technical Standards adapting the base euro amounts for professional indemnity insurance and for financial capacity of intermediaries under the Insurance Distribution Directive

As a consequence of the ongoing low-yield environment, insurers are changing their business models and looking for new investment opportunities to deliver the required return. This paper focuses on investments in equities and main drivers of their changes in insurers’ portfolios. In this respect...

YE2015 Market and Credit Risk Comparative Study

Multilateral Memorandum of Understanding on cooperation, information exchange and consultation

EIOPA’s Strategy towards a comprehensive risk-based and preventive framework for conduct of business supervision.

The factsheet on Big Dataaims at informing consumers of financial services about the impact of Big Data. The factsheet provides consumers with the information about the potential benefits and risks of the use of Big Data techniques and aims to raise awareness of the measures consumers can take if...

The report on Big Data analysis the impact of big data on consumers and financial firms. Overall, the ESAs have found that while the development of Big Data poses some potential risks to financial services consumers, the benefits of this innovation currently outweigh these. Many of the risks...

EU-US Insurance Dialogue Project: New initiatives for 2017 - 2019

EIOPA's second set of Advice to the European Commission on specific items in the Solvency II Delegated Regulation

Statement by the European Supervisory Authorities (ESAs – European Banking Authority, European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority)in response to industry requests relating to operational challenges in meeting the deadline of 1 March 2017...

Decision on the Annual Market and CreditRisk Modelling Comparative Study

EIOPA’s Supervisory Statement - Solvency II: Solvency and Financial Condition Report

Financial Stability Report December 2017

Since the portfolio of the insurers consists largely of bonds, out of which a significant weight consists of Government bonds, insurers are mainly exposed to interest rate risk and sovereign risk. We are motivated to contribute to the debate around the effect of the low yield environment and the...