Document Library

The December 2020Financial Stability Report sheds light on the financial stability risks in the European insurance and pension sector.

This consumer guide provides practical information for consumers with a life insurance policy or pension from the UK and living in the European Union or considering moving residence from the UK to the EU.Note: The translations of the Brexit Consumer Guide into the official EU languages listed...

The introduction of Solvency II in January 2016 was a milestone.The insurance industry now uses a risk-based approach to assess and mitigate risks. It also has better aligned capital to the risks it runs. Insurers have significantly strengthened their governance models and their risk management...

EIOPA's Opinion on the Solvency II directive is part of the process to review the directive.The measures proposed aim at keeping the regime fit for purpose by introducing a balanced update of the regulatory framework, reflecting better the economic situation and completing the missing elements...

This document is provided in addition to EIOPA’s Opinion on the 2020 review of Solvency II. It covers the Individual Quantitative Reporting Templates (QRTs) at solo and group level, including Financial Stability Reporting and aims to provide stakeholders the full view of the future reporting and...

ESAs letter to the IFRS Foundation regarding the consultation on Sustainability Reporting

The report explores current holdings of corporate bonds and equity that can be related to key climate-policy relevant sectors such as fossil fuel extraction, carbon‐intensive industries, vehicle production and the power sector. It also quantifies potential climate-change related transition risks...

This Report provides an overview of the administrative sanctions or other measures imposed by national competent authorities (NCAs) under the Insurance Distribution Directive (IDD).This is EIOPA’s first annual report regarding the information on sanctions it is required to publish under the IDD...

This is the first pilot dashboard which depicts the insurance protection gap for natural catastrophes. The aim is to represent the drivers of a climate-related insurance protection gap in order to identify measures that will help in decreasing society’s losses in the event of natural catastrophes...

This report on the LTG measures and the measures on equity risk is the fifth and last annual report.The LTG measures are the extrapolation of risk-free interest rates, the matching adjustment, the volatility adjustment, the extension of the recovery period in case of non-compliance with the...

This peer review analyses supervisory practices related to the decision concerning the collaboration amongst supervisory authorities in relation to insurance cross-border activities, data storage and portfolio transfer. It contains the main findings and recommended actions to the National...

The European Insurance and Occupational Pensions Authority (EIOPA) provides this Supervisory Statement on the basis of Article 29(2) of Regulation (EU) No 1094/2010 to promote common supervisory approaches and practices.This Supervisory Statement is based on Directive (EU) 2016/2341 (‘the IORP II...

Letter from the European Commission regarding the application of Regulation (EU) 2019/2088 on the sustainability related disclosures in the financial services sector and related technical standards.

The Annual European Insurance Overview is an easy-to-use and accessible overview of the European (re)insurance sector. The report is based on annually reported Solvency II information. This ensures that the data has a high coverage in all countries and is reported in a consistent manner across the...

In accordance with Article 16 of Regulation (EU) No 1094/20104 EIOPA issues these Guidelines addressed to the supervisory authorities to provide guidance on how insurance and reinsurance undertakings should apply the governance requirements foreseen in Directive 2009/138/EC5 (“Solvency II...

The Insurance Distribution Directive (IDD) (1) Product Oversight and Governance (POG) requirements aim at ensuring that the interests of customers take prime importance during product design and throughout the lifecycle of a product, including within arrangements for its distribution.This document...

This Single Programming Document sets out the activities that EIOPA plans to undertake in the period 2021-2023 in order to deliver on our four strategic objectives:Driving forward conduct of business regulation and supervision to the benefit of consumersLeading supervisory convergence to ensure...

The purpose of this Opinion is to provide EIOPA’s views on the decision of the European Parliament and on any other observations made by the European Parliament in the discharge procedure in accordance with Article 64(11) of Regulation (EU) No 1094/2010 of the European Parliament and of the...

The outbreak of the Coronavirus has brought huge social disruptions and unprecedented economic challenges, with inevitable impact on the EU financial sector. Valuation, liquidity, credit and solvency risks have increased across the board. While liquidity positions of EU banks remained relatively...