EIOPA issues reports, thematic reviews, peer reviews and research papers on areas such as: supervision, consumer protection, financial stability and risk.
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Reports and research (245)
RSSYE2015 Market and Credit Risk Comparative Study
YE2015 Market and Credit Risk Comparative Study
- Documents type
- ReportStudy
- Topics type
- Oversight
Use of big data by financial institutions
The factsheet on Big Dataaims at informing consumers of financial services about the impact of Big Data. The factsheet provides consumers with the information about the potential benefits and risks of the use of Big Data techniques and aims to raise awareness of the measures consumers can take if...
- Documents type
- Fact sheet
- Topics type
- Big DataInnovation
Joint Committee Final Report on Big Data
The report on Big Data analysis the impact of big data on consumers and financial firms. Overall, the ESAs have found that while the development of Big Data poses some potential risks to financial services consumers, the benefits of this innovation currently outweigh these. Many of the risks...
- Documents type
- Report
- Topics type
- Big DataInnovation
EU-US Insurance Dialogue Project: New initiatives for 2017 - 2019
EU-US Insurance Dialogue Project: New initiatives for 2017 - 2019
- Documents type
- PublicationReport
- Topics type
- EU - US relations
Financial Stability Report December 2017
Financial Stability Report December 2017
- Documents type
- Financial stability reportReport
- Topics type
- Financial stability
Macroeconomic fundamentals and latent factor of the EU yield curve
Since the portfolio of the insurers consists largely of bonds, out of which a significant weight consists of Government bonds, insurers are mainly exposed to interest rate risk and sovereign risk. We are motivated to contribute to the debate around the effect of the low yield environment and the...
- Documents type
- Thematic article
- Topics type
- Financial stability
Investment behaviour report
Investment behaviour report
- Documents type
- Report
- Topics type
- Financial stability
Financial Stability Report June 2017
Financial Stability Report June 2017
- Documents type
- Financial stability reportReport
- Topics type
- Financial stability
Re-evaluation of the capital charge in insurance after a large shock
Motivated by the recent introduction of regulatory stress tests in the Solvency II framework, we study the impact of the re-estimation of the tail risk and of loss absorbing capacities on post-stress solvency ratios. Our contribution is threefold. First, we build the first stylised model for re...
- Documents type
- Thematic article
- Topics type
- Financial stability
EIOPA Annual Report 2017
EIOPA’s mission is to protect the public interest by contributing to the short-, medium- and long-term stability and effectiveness of the financial system, for the EU economy, its citizens and businesses. This mission is pursued by promoting a sound regulatory framework and consistent supervisory...
- Documents type
- Annual report
- Topics type
- Organisation
Final Report Good Supervisory Practices for Reducing Mechanistic Reliance on Credit Ratings
Final Report Good Supervisory Practices for Reducing Mechanistic Reliance on Credit Ratings
- Documents type
- Report
- Topics type
- Supervision
Financial Stability Report December 2016
Financial Stability Report December 2016
- Documents type
- Financial stability reportReport
- Topics type
- Financial stability
Updating the Long Term Rate in Time: A Possible Approach
This study proposes the potential methodological approach to be utilized by regulators when setting up a Long-Term Rate (LTR) for the evaluation of insurers’ liabilities beyond the last liquid point observable in the market. Our approach is based on the optimization of two contradictory aspects –...
- Documents type
- Thematic article
- Topics type
- Financial stability
The Impact of the Monetary Policy Interventions on the Insurance Industry
This paper investigates the effect of the conventional and unconventional (e.g. Quantitative Easing) monetary policy intervention on the insurance industry. We first analyse the impact on the stock performances of 166 (re)insurers of the last Quantitative Easing programme launched by the ECB by...
- Documents type
- Thematic article
- Topics type
- Financial stability
Peer review of the statement of investment policy principles for IORPs
Peer review of the statement of investment policy principles for IORPs
- Documents type
- Peer reviewReport
- Topics type
- SupervisionIORPIORP II
Report on Good Practices on Communication Tools and Channels for communicating to occupational pension scheme members
Report on Good Practices on Communication Tools and Channels for communicating to occupational pension scheme members
- Documents type
- Report
- Topics type
- Digitalisation
Peer Review on the NCAs’ governance of colleges
Peer Review on the NCAs’ governance of colleges
- Documents type
- Peer reviewReport
- Topics type
- Solvency IISupervisionColleges of Supervisors
Financial Stability Report June 2016
Financial Stability Report June 2016
- Documents type
- Financial stability reportReport
- Topics type
- Financial stability
Impact of Mergers and Acquisitions on European Insurers: Evidence from Equity Markets
Under the current low yield environment insurers are changing their business models and looking for new investment and business opportunities. This is also reflected in an increasing interest in mergers and acquisitions to achieve sufficient returns. However, there is no clear answer in the...
- Documents type
- Thematic article
- Topics type
- Financial stability
Peer review on freedom to provide services
Peer review on freedom to provide services
- Documents type
- Peer reviewReport
- Topics type
- SupervisionCross-border