Can you please clarify the instructions for item S.36.01/ NC0190? It is saying: "6 months up to the reporting date". In case the template is submitted on an annual basis (1.1.-31.12.), do we only have to report payments from 1.7. until 31.12.?

Graag wenst FinFactor NV als Belgische verzekeringstussenpersoon duidelijkheid te krijgen mbt de definitie van ‘kapitalisatieverrichtingen’, zoals bedoeld in artikel 2, § 3, b), ii), van Richtlijn Solvabiliteit II en overgenomen in artikel 5, 13° van de verzekeringswet (hierna de WVLA ), die volgens de FSMA enkel verwijst naar verplichtingen die voor wat betreft hun duur en hun bedrag bepaald zijn en bijgevolg enkel betrekking heeft op producten die een verplichting inhouden tot terugbetaling van een in geld uitgedrukt bepaald bedrag

We would like to ask information on how to fill the fields C0320 and C0330 in template S.06.02 in case the credit rating is provided by a non-EU CRA and endorsed by an ECAI registered by ESMA. We would like to ask confirmation that, in this particular situation, the abovementioned fields should be filled with reference to the ECAI registered in EU that has endorsed the ratings.

Within the LOG File for QRT S.19.01, we noticed the following change/addition in the descriptions for those triangles that include Best Estimate Claims Provisions values: ..."net of salvage and subrogation and excluding any expenses, as well as any future premiums." In our opinion, there is a mismatch between this new description and the validations between S.19.01 and S.17.01, for example BV1438 (and following) or BV1474 (and following).

Is it legal that an EU insurance company request the insured his or her criminal conviction records to offer or renew a home insurance policy?

My question is related to Q&A 2962. EIOPA answer is that for the column C0131 in S.08.01.01, it is modelled using MD metrics with no dimensions, the multicurrency facts have the information about the “Currency Conversion Approach” (s2c_dim:AF) dimension with “Expressed in currency of denomination (not converted to reporting currency)” (s2c_CA:x1) embedded in the MD metric declaration and carried in their label and MD metric details.

One of the new ITS requirements for S.19.01 states that Best Estimate amounts should exclude any expenses. However S.19.01 contains amounts of Best Estimate calculated for previous years. Is it necessary to apply this new requirement (excluding of expenses) for historical BE Amounts (previous diagonals that contain data for previous reporting years) or only for amounts starting from 2023 reporting year (last diagonal)?

An insurance or reinsurance undertaking (in the following “undertaking") enters a reinsurance agreement with another insurance or reinsurance undertaking (in the following “reinsurer") on a funds withheld basis, meaning that the premium for the reinsurance agreement is retained by the undertaking as collateral for payments of the reinsurer. Payments that the reinsurer is obliged to make under the agreement shall be debited from the withheld funds.

1) As you specified, the insurance intermediary requesting to do cross-border insurance intermediation in FOS in a host-State, according to “the IDD […] shall communicate specific information […] notably the name of any insurance or reinsurance undertaking represented and the relevant insurance classes, if applicable”. Please provide specific examples of the ‘specific information’ a home-State authority/regulatory body may request, and what it may not (if any).