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In template S.04.03 underwriting entities should be reported. What exactly is the underwriting entity, can you provide a definition?

We have a question regarding Template S.14.03 item C00120 Amount of Claims Paid [Amount of claims paid, for the relevant product Identification, for claims that have been settled with payment during the reporting year]. Is this metric defined in the same way as in QRT 14.02? If yes, it this should be included in the description („This shall not include changes in provisions for claims that have not yet been paid and exclude claims management expenses and the movement in provisions in claims management expenses“). If it is not the same as in QRT 14.02 it should be specified.

We noticed some xbrl metric inconsistency in some reports. in S.37.02.04 and S.37.03.04 we can see for the column C0040 it is a percentage and define as Pure type but the metric mi2892 which is amount. In the report S.14.03.01, column C0110, C0130, mi2666 and mi2667 their labels are integer but datatype is monetary. Can you please clarify?

Template S.37.01.04 includes C0250 Insurance Policies. The following must be entered in this field in accordance with the Annex III - S.37.01.: The total amount of the exposure in the insurance policies (liability limit or sum insured depending which one represents the maximum possible exposure). But which specific insurance policies are meant here? Does this mean reinsurance that is not yet recoverable? Does this include other contracts, for example for insuring buildings with a third party?

I have a question in relation to the approach to be taken for the underwriting risk at year end. In this example, the insurer (a captive) has a year end of 31 December and a policy renewal date of 1 January. In the situation where the programme structure is changing (i.e. increase in risk) should the year end SCR calculation be based upon the next 12 months (i.e. new programme)? Or the existing programme, because the calculation date is 31/12 which is still technically in the prior year. We have had differing views from auditors on this point.

The instruction in regulation 2023/894 for the cell C0085 in S.34.01 is the same as for the cell C0270 in S.33.01. Should not the cell C0085 in S.34.01 include the instruction for related entities described in article 335 1.e and 336.c of the DR that the contribution of these entities to the group SCR is the proportional share of the capital requirements for credit institutions, investment firms, financial institutions, alternative investment fund managers,

Could you please clarify with which data the field "C0250 -Insurance policies" has to be filled? What would that mean from a reinsurer perspective?

Regarding the metric to insert in the QRT S.26.13, we noted that the tabs S.26.13.01.06,S.26.13.01.07,S.26.13.01.08, in the fields C0100-C0110-C0120 / R0670-R0900 & R0970-R1200, the metric is "Pure" and not "Monetary" in coherence with the same fields in the other tabs and in the other internal model QRTs.

In the scope of valuation of assets and liabilities, we can read the following under article 75 of the Solvency II directive:

a) assets shall be valued at the amount for which they could be exchanged between knowledgeable willing parties in an arm’s length transaction;