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We have a question in relation to the opinion below:https://eiopa.europa.eu/Publications/Opinions/20160127_EIOPA%20opinion_… paragraphs for the question of hybrid limits appear to be # 2,3 and 6,7.We struggle with the following example:Say an insurance group...

How should be valued reinsurance recoverables from proportional Clean-cut Quota Share Reinsurance Treaties on the solvency II balance sheet of a ceded undertaking?

Article 16 of Delegated Regulation 2017/2359 - can EIOPA provide some practical examples for the notion “at a value that is available to the customer” in (c)?

Article 16 of Delegated Regulation 2017/2359 - can EIOPA provide some practical examples for the term ‘structure’ in condition (e)?

Article 16 of the Delegated Regulation - can EIOPA provide some practical examples for the terms “guaranteed” and “legitimate costs” in (a)?

Insurance companies develop automated and semi-automated systems to perform switches between underlying investments assets. In most cases, the customer was advised when concluding the insurance contract. Sometimes, the customer already chose certain limits that trigger the switch. Could automated...

Article 16 of Delegated Regulation 2017/2359 - can EIOPA provide some practical examples for the notion “unreasonable detriment to the customer because the charges are disproportionate” in (d)?

Can EIOPA provide further practical guidance on when the information to be gathered under the suitability assessment would be considered “appropriate to the specific type of product or service”?

Could the provisions on switching apply only when providing advice on switching between underlying investment assets within a product? Or are insurance intermediaries and untertakings expected to apply this rule when switching between products? Are insurance undertakings and intermediaries also...