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(a) minimum necessary knowledge of terms and conditions of policies offered, including ancillary risks if covered by such policies;(b) minimum necessary knowledge of applicable laws governing the distribution of insurance products, such as consumer protection law, relevant tax law and relevant...

(a) minimum necessary knowledge of insurance-based investment products, including terms and conditions and net premiums and, where applicable, guaranteed and non-guaranteed benefits;(b) minimum necessary knowledge of advantages and disadvantages of different investment options for policyholders;(c...

(a) minimum necessary knowledge of policies including terms, conditions, the guaranteed benefits and, where applicable, ancillary risks;(b) minimum necessary knowledge of organisation and benefits guaranteed by the pension system of the relevant Member State;(c) knowledge of applicable insurance...

This Regulation shall apply to insurance distribution in relation to the sale of insurance-based investment products carried out by insurance intermediaries or insurance undertakings.

For the purposes of this Regulation, the following definitions shall apply:(1) ‘relevant person’ in relation to an insurance intermediary or insurance undertaking, means any of the following:(a) a director, partner or equivalent, or manager of the intermediary or undertaking, where applicable;(b)...

1. For the purposes of identifying, in accordance with Article 28 of Directive (EU) 2016/97, the types of conflicts of interest that arise in the course of carrying out any insurance distribution activities related to insurance-based investment products and which entail a risk of damage to the...

1. For the purposes of Article 27 of Directive (EU) 2016/97, insurance intermediaries and insurance undertakings shall be expected to establish, implement and maintain an effective conflicts of interest policy set out in writing and appropriate to their size and organisation and the nature, scale...

1. The procedures and measures referred to in Article 4(2)(b) shall be appropriate to the size and activities of the insurance intermediary or insurance undertaking and of the group to which they may belong, and to the risk of damage to the interests of the customer.The procedures to be followed...

1. Insurance intermediaries and insurance undertakings shall avoid over-reliance on disclosure to ensure that disclosure to customers, pursuant to Article 28(2) of Directive (EU) 2016/97, is a measure of last resort that can be used only where the effective organisational and administrative...