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Addressees

This Directive is addressed to the Member States.

Classes of Non-Life Insurance

A. Classification of risks according to classes of insurance1. Accident (including industrial injury and occupational diseases):— fixed pecuniary benefits,— benefits in the nature of indemnity,— combinations of the two,— injury to passengers,2. Sickness:— fixed pecuniary benefits,— benefits in...

Classes of Life Insurance

I. The life insurance referred to in points (a)(i), (ii) and (iii) of Article 2(3) excluding those referred to in II and III;II. Marriage assurance, birth assurance;III. The insurance referred to in points (a)(i) and (ii) of Article 2(3), which are linked to investment funds;IV. Permanent health...

Groups of Non-Life Insurance Classes for the purposes of Article 159

1. Accident and sickness (classes 1 and 2 of Annex I),2. motor (classes 3, 7 and 10 of Annex I, the figures for class 10, excluding carriers’ liability, being given separately),3. fire and other damage to property (classes 8 and 9 of Annex I),4. aviation, marine and transport (classes 4, 5, 6, 7...

Definitions

For the purposes of this Regulation, the following definitions shall apply:1. alternative valuation methods' means valuation methods that are consistent with Article 75 of Directive 2009/138/EC, other than those which solely use the quoted market prices for the same or similar assets or...

Expert Judgement

1. Where insurance and reinsurance undertakings make assumptions about rules relating to the valuation of assets and liabilities, technical provisions, own funds, solvency capital requirements, minimum capital requirements and investment rules, these assumptions shall be based on the expertise of...