Question ID: 3475
Regulation Reference: (EU) No 2009/138 - Solvency II Directive (Insurance and Reinsurance)
Topic: Reporting Templates, Reinsurance
Template: S.30.03, S.30.04
Status: Rejected
Date of submission: 04 Dec 2025
Question
Can you please advise how to treat part placed XOL contracts on form 30.03. The guidance states: C0210 – The amount that is stated as Limit in the reinsurance treaty. C0230 – The amount that is equal to the Limit minus the Priority. However, for a contract part placed over multiple contracts for example a 50m xs 50m: If I adjust C0230 to correctly represent the exposure then it is not following the guidance for C0230. It also overstates the total value of the limits that are held. @ 100% @ 97% @ 3% Retention – C0200 50m 50m 50m Exposure – C0230 50m 48.5m 1.5m Limit – C0210 100m 100m 100m If you also adjust the Limit so that the guidance for C0230 is correct, then it goes against the guidance for C0210. @ 100% @ 97% @ 3% Retention – C0200 50m 50m 50m Exposure – C0230 50m 48.5m 1.5m Limit – C0210 100m 98.5m 51.5m This is a simplified example as some contracts are part placed over multiple lines so please clarify how these should be treated?
Background of the question
I have multiple part placed contracts that due to the nature of the contract cannot be easily combined into one. For example I have XL contracts that cover a %age of different contracts and layers.
EIOPA answer
S.30.03 should not be broken down based on the share (part) of the cover provided by each reinsurer. The breakdown of the share of the cover provided by each reinsurer is reported in S.30.04.